Credit union · NCUA insured
Great Falls Federal Credit Union
Top CarrotA $65.8M credit union headquartered in Auburn, ME, with 4,757 members and 2 branches in Maine. Best rates: CDs 3.40% and savings 1.66% APY.
Great Falls Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#4 of 19 in Augusta, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Great Falls Federal Credit Union
Founded in 1955 by Knapp Shoe workers, Great Falls Federal Credit Union is a member-owned cooperative financial institution.
The credit union grew through mergers with New Auburn Credit Union in 1996 and Monmouth Federal Credit Union in 2022.
- Headquarters
- 760 Minot Ave, Auburn, ME 04210-3923
- NCUA charter
- 10221
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in the field of membership (Auburn, Durham, Greene, Leeds, Lewiston, Lisbon, Lisbon Falls, Livermore, Litchfield, Mechanic Falls, Minot, Monmouth, Poland, Sabattus, Turner, and Wales) are eligible for membership.
Family and household
- Individuals who have a family member who is already an existing member of Great Falls Credit Union are eligible for membership.
Cost to join
- Make a minimum deposit of $5 to open a savings account and establish membership.
- Open and maintain a Share Account with a minimum balance of $25.00.
Branches
2 branches in Maine
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Maine
2 branches
Lewiston area · 1
- 760 Minot AvenueMain office760 Minot Ave, Auburn, ME 04210Directions
Augusta area · 1
- 1176 Main Street1176 Main St, Monmouth, ME 04259Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.25% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.46% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.43% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio13.25%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.46%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Great Falls Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.