Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in Iowa
- 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and paid monthly. Variable interest rate product.
Offer: Interest compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Jul 17, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit and $5 minimum daily balance with no fee charged. Minimum $50 balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit. Minimum $50 balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded daily and credited semiannually. Limit of four transfers or withdrawals per month. $1.00 plus tax activity fee for each debit transaction in excess of four during a business month.
0.05% interest rate · Compounded daily · Effective Jul 31, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $25,000Your amount 0.05% $25,000 – $100,000 0.07% $100,000 and up 0.10% Rate checked
More details - Cherokee State BankMoney Market PremiumMoney Market Premium · $50 min · 0.05%–2.50% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Money Market Premium Balance APY Up to $50,000Your amount 0.05% $50,000 – $75,000 1.50% $75,000 – $100,000 2.00% $100,000 and up 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back account; cash rewards automatically transfer into Kasasa Saver. Free eStatements required.
Offer: Base rate if eligibility requirements are not met on Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back account; automatic transfers of checking cash rewards into Kasasa Saver; free eStatements required; deposit required to open. Qualifications: at least 10 debit card purchases posted/settled, at least 1 direct deposit or ACH auto debit posted/settled, and receive monthly statement electronically.
Offer: Earned if eligibility requirements are not met on Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening.
Offer: $1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening.
$5 monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.31% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash or Kasasa Cash Back account. To qualify for highest rate, each Monthly Qualification Cycle must have at least 10 debit card purchases post and settle, at least 1 bill pay, 1 ACH payment transaction, or 1 direct deposit post and settle, and be enrolled in and agree to receive e-statements. Limit one account per SSN.
Offer: If monthly qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account; applies to all balances.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jun 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $1 Membership Share account to establish membership. Dividends compounded and paid quarterly. Limited to 6 convenient withdrawal transactions per month (branch or ATM withdrawals do not count toward the limit). No monthly fee.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $1 Membership Share account to establish membership. Dividends compounded and paid quarterly. No minimum balance fees.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account that requires a minimum $25 to open, making you an owner/member of the credit union. Earns APY on balances $100 and over. Dividends compounded monthly.
Offer: To earn APY, minimum balance must be maintained in the account every day. Dividends compounded monthly.
0.05% interest rate · Compounded monthly · Effective Mar 25, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must link to a Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, enrollments must be in place and the following must post and settle to the linked checking account during each Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-statements/online banking, and 1 ACH transaction per month. Automatic transfers of Kasasa Cash/Cash Back earnings. No minimum balance to earn rewards. Limit of 1 account per social security number.
Offer: Base rate earned on entire daily balance if qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jan 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: To earn rewards/qualified rate, complete the following transactions/activities in the linked Kasasa Cash account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive e-statement notice, and be enrolled and log into online banking monthly. Base rate applies if qualifications not met.
Offer: Applies to entire balance if qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
441 accounts at 171 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch