Bank · FDIC insured
CRBT Savings Rates
CRBT’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How CRBT’s savings rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where CRBT has the most branches. $10,000, best rate first.
This bank’s best
CRBT
0.05%APY
- Minimum
- $100
- Earns on $10,000 a year
- $5
Community Savings
Top rate
Collins Community Credit Union
3.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
2nd-highest rate
Dupaco Community Credit Union
2.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $225
CRBT savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.31%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CRBT ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
First-Time Home Buyer Savings Account
0.50%APY
Created to save for a down payment for a single-family primary residence in Iowa; individual or joint account may be eligible for state tax deduction; $5.00 monthly service charge if below minimum; funds available to use 90 days after first deposit and should be used by January 1 of 10th year following account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance required to earn APY; $5.00 monthly service charge if below minimum.$100 and up | 0.50% | $50 | $100 minimum balance required to earn APY; $5.00 monthly service charge if below minimum. |
Sources (2)
- crbt.bank/personal/banking/retail-banking-products
- crbt.bank/personal/loans/our-m…e-buyers-savings-account
All captured Oct 5, 2026
Money Market
0.05%APY
$1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening. | 0.05% | — | $1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening. |
| $10,000 – $50,000$1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening. | 0.05% | $5 | $1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening. |
| $50,000 – $100,000$1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening. | 0.05% | — | $1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening. |
| $100,000 and up$1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening. | 0.31% | — | $1,000.00 average daily balance required to avoid $5.00 monthly service charge. Rate may change after account opening. |
Sources (1)
- crbt.bank/personal/banking/retail-banking-products · captured Sep 18, 2026
Select Savings
0.05%APY
$10,000.00 minimum balance required to avoid $10.00 monthly service charge and to earn APY; $1.50 non-CRBT ATM transaction fee; free eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$10.00 monthly service charge if below $10,000.00 minimum balance. | 0.00% | — | $10.00 monthly service charge if below $10,000.00 minimum balance. |
| $10,000 – $25,000$10.00 monthly service charge if below $10,000.00 minimum balance. | 0.05% | $5 | $10.00 monthly service charge if below $10,000.00 minimum balance. |
| $25,000 – $50,000$10.00 monthly service charge if below $10,000.00 minimum balance. | 0.05% | — | $10.00 monthly service charge if below $10,000.00 minimum balance. |
| $50,000 and up$10.00 monthly service charge if below $10,000.00 minimum balance. | 0.21% | — | $10.00 monthly service charge if below $10,000.00 minimum balance. |
Sources (1)
- crbt.bank/personal/banking/retail-banking-products · captured Oct 5, 2026
Community Savings
0.05%APY
$100 average daily balance required to avoid $5.00 monthly service charge; $1.50 non-CRBT ATM transaction fee; free eStatements; unlimited withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5.00 monthly service charge if average daily balance falls below $100.Any balance | 0.05% | $5 | $5.00 monthly service charge if average daily balance falls below $100. |
Sources (1)
- crbt.bank/personal/banking/retail-banking-products · captured Oct 5, 2026
Future Fund Savings
0.05%APY
Designed for building funds for a specific future use; no minimum balance required; one withdrawal per year; free eStatements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOne withdrawal per year.Any balance | 0.05% | $5 | One withdrawal per year. |
Sources (1)
- crbt.bank/personal/banking/retail-banking-products · captured Oct 5, 2026
Special-purpose accounts
Rookie Cookie Savings
1.04%APY on $10,000
Designed for children 18 years of age and under (minors under 18 must have parent/legal guardian as joint owner); no minimum balance required; unlimited on-site withdrawals; free eStatements.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,500 | 3.93% |
| Over $2,500 | 0.05% |
On $10,000 the tiers blend to about 1.04% APY, earning $104 a year.
Sources (2)
- crbt.bank/personal/banking/ret…king-products/dough-zone
- crbt.bank/personal/banking/retail-banking-products
All captured Oct 5, 2026
Health Savings Account
0.31%APY
Available to taxpayers enrolled in a High Deductible Health Plan (HDHP) to cover qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.21% | — |
| $10,000 – $25,000 | 0.31% | $31 |
| $25,000 and up | 0.51% | — |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.