Credit union · NCUA insured
Des Moines Metro Credit Union
Top CarrotA $75M credit union headquartered in Des Moines, IA, with 7,007 members and 1 branch in Iowa. Best rates: CDs 4.01% and savings 0.75% APY.
Des Moines Metro Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#9 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Des Moines Metro Credit Union
- Headquarters
- 100 University Ave, Des Moines, IA 50314-3121
- NCUA charter
- 64380
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Polk and surrounding counties is eligible to join Des Moines Metro Credit Union.
Cost to join
- The minimum deposit required to open and maintain a savings account is $25, though no opening balance may be required with direct deposit or payroll deduction.
Branches
1 branch in Iowa
Loading map…
Iowa
1 branch
- Main OfficeMain office100 University Ave, Des Moines, IA 50314Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.67% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.14% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio12.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.67%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.14%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Des Moines Metro Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.