Bank · FDIC insured
CRBT
A $2.9B bank headquartered in Cedar Rapids, IA, with 9 branches in Iowa. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.15%Needs another account or monthly activityCD rates →
- Savings620.31%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About CRBT
Cedar Rapids Bank & Trust is an Iowa-based bank founded in 2001 and owned by parent company QCRH.
Headquartered in Cedar Rapids, Iowa, the bank provides full-service commercial and consumer banking, trust, and asset management services.
In 2017, Guaranty Bank & Trust merged into Cedar Rapids Bank & Trust, adding branches in Cedar Rapids and Marion.
- Headquarters
- 500 1st Ave Ne, Cedar Rapids, IA 52401
- FDIC certificate
- 57244 ↗
Branches
9 branches in Iowa
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Iowa
9 branches
Cedar Rapids area · 6
- Cedar Rapids Bank and Trust CompanyMain office500 1st Ave Ne, Cedar Rapids, IA 52401Directions
- Bever Avenue Office2701 Bever Ave Se, Cedar Rapids, IA 52403Directions
- Cedar Hills Branch191 Jacolyn Dr Nw, Cedar Rapids, IA 52405Directions
- Council Street Branch5400 Council St Ne, Cedar Rapids, IA 52402Directions
- F Avenue Branch3406 F Ave Nw, Cedar Rapids, IA 52405Directions
- Marion Branch700 25th St, Marion, IA 52302Directions
Waterloo area · 3
- Cedar Falls Branch2322 W 1st St, Cedar Falls, IA 50613Directions
- Community National Bank Branch422 Commercial St, Waterloo, IA 50701Directions
- Waterloo Branch11 Tower Park Dr, Waterloo, IA 50701Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.94% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.54% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.72% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalLeverage ratio16.94%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.54%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.72%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of CRBT are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.