Bank · FDIC insured
Westside State Bank Savings Rates
Westside State Bank’s best savings rate is 0.65% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Westside State Bank’s savings rates compare
Compared with banks and credit unions near Carroll, IA, where Westside State Bank has the most branches. $10,000, best rate first.
This bank’s best
Westside State Bank
1.50%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $150
Kasasa Saver
Top rate
Dupaco Community Credit Union
2.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $225
3rd-highest rate
Midwest Heritage
0.85%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $85
Westside State Bank savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0000.75%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Westside State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.65%APY
Avoid the $10 monthly service fee by maintaining a $2,500 minimum daily balance. Even if balance drops below $2,500, interest will still be paid at the current first tier interest rate ($1-$2,499). Direct check writing available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance; if balance drops below $2,500, interest is still paid at this first tier rate ($1-$2,499). | 0.60% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance; if balance drops below $2,500, interest is still paid at this first tier rate ($1-$2,499). |
| $2,500 – $25,000Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. | 0.65% | $65 | Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. |
| $25,000 – $100,000Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. | 0.65% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. |
| $100,000 – $250,000Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. | 0.75% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. |
| $250,000 – $500,000Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. | 0.75% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. |
| $500,000 and upAvoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. | 2.17% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. |
Sources (2)
All captured Oct 5, 2026
Passbook Savings
0.60%APY
No monthly service fee or minimum balance requirements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.60% | $60 |
| $150,000 and up | 1.51% | — |
| $250,000 and up | 2.12% | — |
Kasasa Saver
0.00%APY on $10,000
To earn rewards/qualified rate, complete the following transactions/activities in the linked Kasasa Cash account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive e-statement notice, and be enrolled and log into online banking monthly. Base rate applies if qualifications not met.
| Part of the balance | Rate on that part |
|---|---|
| $25,000 and up | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Special-purpose accounts
IRA Savings
1.36%APY
No setup, monthly or annual maintenance fees. Traditional and Roth IRA options available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.36% | $136 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.