Compare Bank & Credit Union Rates
Best savings rates in Indiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Indiana
- Peoples State BankPeoples Regular SavingsSavings · $25 min · 0.05%–0.50% by balance
Bank · 10 branches
0.10%APY$10 a year on $10,000Requirements
Product: $1.00 per month minimum balance fee if the balance falls below $100.00 (waived if account holder is under 19 or over 62 years of age). 3 free withdrawals per month, $0.25 per withdrawal in excess of 3.
0.05% interest rate · $1 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Peoples Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Dec 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Dec 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be 16 years of age (if under 18, must have a parent or guardian co-sign). Interest compounded daily and paid semi-annually. $2.00 service charge assessed at statement time unless an average daily balance of $10.00 is maintained.
Offer: $2.00 service charge waived if an average daily balance of $10.00 is maintained. Interest compounded daily. Must be 16 years of age (parent/guardian co-signer if under 18).
Compounded daily · $2 monthly fee · Effective Oct 22, 2026
Rate checked
More details - Flagstar BankFlagstar Performance SavingsSavings · $1 min · 0.10%–3.20% by balance
Bank · 24 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes Regular Savings & Secondary Savings for savings goals and emergencies. Interest compounded daily, paid monthly.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 12, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or deposits required. Withdrawals anytime.
Offer: Dividends paid monthly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A regular share savings is required for all members. $5.00 deposit establishes membership/share in the credit union.
Offer: Dividends paid monthly.
0.10% interest rate
Rate checked
More details - Community Link FCUMembership Share SavingsSavings · $5 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Eligibility requires living, working, worshipping, or going to school in Huntington County, or having an immediate family member who is already a member. Requires valid state-issued photo ID. $5 minimum deposit to open and maintain membership share.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Membership Share Savings Balance APY Up to $250 0.00% $250 – $10,000 0.10% $10,000 – $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership/ownership in the credit union and is required for all members. $10.00 minimum balance is required to open and maintain the account. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings.
Offer: Minimum deposit to open is $10.00. Minimum balance to earn APY is $10.00. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors.
0.10% interest rate · Compounded quarterly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership/ownership in the credit union and is required for all members. $10.00 minimum balance is required to open and maintain the account. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings.
Offer: Minimum deposit to open is $10.00. Minimum deposit/balance to earn APY is $10.00. Dividends are credited and compounded quarterly. Fees can reduce earnings.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires a $5 membership share deposit. No monthly fees or hidden costs.
Offer: Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly.
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Subject to First Federal domicile requirement (Shelby, Decatur or contiguous counties excluding Marion). Discretionary daily rate changes.
0.10% interest rate · Effective Dec 19, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Subject to First Federal domicile requirement (Shelby, Decatur or contiguous counties excluding Marion). Discretionary daily rate changes.
0.10% interest rate · Effective Dec 19, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Subject to First Federal domicile requirement (Shelby, Decatur or contiguous counties excluding Marion). Discretionary daily rate changes.
0.10% interest rate · Effective Dec 19, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
458 accounts at 172 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 1.98%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch