Credit union · NCUA insured
Members Source Credit Union
A $93.5M credit union headquartered in Merrillville, IN, with 6,006 members and 3 branches in Indiana. Best rates: CDs 4.50% and savings 0.10% APY.
Members Source Credit Union Carrot Score
77
Carrot Score
Higher than 45% of U.S. banks and credit unions
#68 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Members Source Credit Union
Founded in 1935, Members Source Credit Union is headquartered in Merrillville, Indiana, with additional branches located in Griffith and Dyer.
The credit union serves individuals who live or work in Lake, Porter, Jasper, or LaPorte County.
- Headquarters
- 8580 Virginia St, Merrillville, IN 46410
- NCUA charter
- 68562
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Lake, Porter, Jasper, or LaPorte County.
Branches
3 branches in Indiana
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Indiana
3 branches
- MerrillvilleMain office8580 Virginia St, Merrillville, IN 46410Directions
- DyerFranciscan Health Dyer, 24 Joliet St, Dyer, IN 46311Directions
- Griffith510 N Broad St, Griffith, IN 46319Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.83% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.84% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio13.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.83%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.84%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members Source Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.