Credit union · NCUA insured
Haynes Community FCU
Top CarrotA $42.4M credit union headquartered in Kokomo, IN, with 3,986 members and 1 branch in Indiana. Best rates: CDs 3.50% and savings 1.00% APY.
Haynes Community FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 10 in Kokomo, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Haynes Community FCU
- Headquarters
- 1801 S Park Rd, Kokomo, IN 46902-6132
- NCUA charter
- 5773
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Howard County.
- Membership is open to individuals who live, work, worship, or attend school in Tipton County.
Family and household
- Membership is open to family members of existing Haynes Community members.
Branches
1 branch in Indiana
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Indiana
1 branch
- Haynes Community Federal Credit UnionMain office1801 S Park Rd, Kokomo, IN 46902Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.59% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.72% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $76 | $59 | — |
- CapitalNet worth ratio11.59%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.72%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$76Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Haynes Community FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.