Bank · FDIC insured
The Napoleon State Bank
A $499.2M bank headquartered in Napoleon, IN, with 7 branches in Indiana. Best rates: CDs 3.95% and savings 0.25% APY.
The Napoleon State Bank Carrot Score
70
Carrot Score
Higher than 25% of U.S. banks and credit unions
#3 of 3 in Greensburg, IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Napoleon State Bank
The Napoleon State Bank operates branches in Napoleon, Holton, Osgood, Greensburg-Westridge, Greensburg-Lincoln St., Westport, and Milan, and offers commercial and agricultural loans.
- Headquarters
- 8912 N Us Highway 421, Napoleon, IN 47034
- FDIC certificate
- 10101 ↗
Branches
7 branches in Indiana
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Indiana
7 branches
Greensburg area · 3
- Greensburg Branch1221 W Westridge Pkwy, Greensburg, IN 47240Directions
- Greensburg Lincoln Street Branch1015 N Lincoln St, Greensburg, IN 47240Directions
- Westport Branch102 W Underwood Dr, Westport, IN 47283Directions
Napoleon area · 1
- The Napoleon State BankMain office8912 N Us Highway 421, Napoleon, IN 47034Directions
Holton area · 1
- Holton Branch6383 W Us 50, Holton, IN 47023Directions
Milan area · 1
- Milan Branch843 N Warpath Dr, Milan, IN 47031Directions
Osgood area · 1
- Osgood Branch910 S Buckeye St, Osgood, IN 47037Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.07% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.47% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $83 | $81 | — |
- CapitalLeverage ratio11.07%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.47%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$83Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Napoleon State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.