Credit union · NCUA insured
Hoosier United Credit Union
A $37.2M credit union headquartered in Indianapolis, IN, with 3,283 members and 3 branches in Indiana. Best rates: CDs 3.82% and savings 1.26% APY.
Hoosier United Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#17 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hoosier United Credit Union
Hoosier United Credit Union became a state chartered credit union on May 26, 1931, originally chartered as Farm Bureau Employees Credit Union.
The credit union was originally formed to serve a membership group of Indiana Farm Bureau Employees.
- Headquarters
- 1828 N Meridian St Ste 102, Indianapolis, IN 46202-1452
- NCUA charter
- 67648
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Cooperative Financial Association (CFA) by paying a $5 membership fee.
Employers and groups
- Membership is open to employees, members, and family members of Ag One Co-Op.
- Membership is open to employees, members, and family members of Balkamp.
- Membership is open to employees, members, and family members of Brehob Electric.
- Membership is open to employees, members, and family members of CountryMark.
- Membership is open to employees, members, and family members of Cranfill Advertising.
9 more ways to join
Employers and groups
- Membership is open to employees, members, and family members of Daniels Associates.
- Membership is open to employees, members, and family members of Flint Group.
- Membership is open to employees, members, and family members of Hoosier United Credit Union.
- Membership is open to Local IBEW 481 contractors, members, employees, and family members.
- Membership is open to employees, members, and family members of employees or members of Indiana Farm Bureau, Incorporated.
- Membership is open to employees, members, and family members of employees or members of Indiana Farm Bureau Insurance Company.
- Membership is open to employees, members, and family members of Maplehurst Bakery.
- Membership is open to SMART Local 20 contractors, members, employees, and family members.
Family and household
- Membership is open to family members or friends of an existing HUCU Member.
Cost to join
- A $5 membership fee to participate in Cooperative Financial Association (CFA) qualifies an applicant for membership.
Branches
3 branches in Indiana
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Indiana
3 branches
- Hoosier United Credit UnionMain office1828 N Meridian St Ste 102, Indianapolis, IN 46202Directions
- Hoosier United Credit Union225 S East St Ste 270, Indianapolis, IN 46202Directions
- Hoosier United Credit Union2828 E 45th St, Indianapolis, IN 46205Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.23% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.68% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.33% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $36 | $59 | — |
- CapitalNet worth ratio13.23%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.68%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.33%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$36Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hoosier United Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.