Credit union · NCUA insured
Hoosier Hills Credit Union Savings Rates
Top CarrotHoosier Hills Credit Union’s best savings rate is 0.85% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Hoosier Hills Credit Union’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Hoosier Hills Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hoosier Hills Credit Union
0.85%APY
- Minimum
- $0
- Earns on $10,000 a year
- $85
Money Market
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Hoosier Hills Credit Union savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0001.81%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hoosier Hills Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.85%APY
No minimum balance to open. Dividends are earned with a balance of $2,500 or higher. A $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Dividends calculated and paid monthly. $2,500 minimum balance required to earn dividends. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. | 0.00% | — | Dividends calculated and paid monthly. $2,500 minimum balance required to earn dividends. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. |
| $2,500 – $9,999Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. | 0.65% | — | Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. |
| $10,000 – $24,999Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. | 0.85% | $85 | Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. |
| $25,000 – $49,999Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. | 1.06% | — | Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. |
| $50,000 – $99,999Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. | 1.51% | — | Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. |
| $100,000 – $249,999Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. | 1.81% | — | Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. |
| $250,000 and upDividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. | 2.17% | — | Dividends calculated and paid monthly. $2.00 monthly service fee applies if average daily balance / month end balance falls below $1,000. |
Sources (2)
- hoosierhills.com/personal/save/money-market-accounts
- hoosierhills.com/files/hoosier…es/HOOS030W-Consumer.pdf
All captured Oct 5, 2026
Regular Savings
0.10%APY
Requires a $5 membership share deposit. No monthly fees or hidden costs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly.Over $0 | 0.10% | $10 | Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly. |
Sources (1)
- hoosierhills.com/personal/save/savings-account · captured Oct 15, 2026
Goal-Based Savings
0.00%APY
Tool/program located inside Online and Mobile Banking to create, fund, and manage savings goals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly.Over $0 | 0.00% | $0 | Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
High Yield Money Market
0.05%APY
Minimum opening balance and average daily balance to avoid fees and earn dividends is $5,000. Not available for Public Funds. Qualification standards may apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $249,999Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. | 0.05% | $5 | Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. |
| $250,000 – $499,999Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. | 3.15% | — | Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. |
| $500,000 – $999,999Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. | 3.55% | — | Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. |
| $1,000,000 – $2,999,999Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. | 3.85% | — | Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. |
| $3,000,000 and upDividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. | 4.05% | — | Dividends calculated and paid monthly. $25 per month fee applies if average daily balance falls below $5,000 (45 days grace period for IRA). Not available for Public Funds. Qualification standards may apply. |
Sources (3)
- hoosierhills.com
- hoosierhills.com/personal/save/money-market-accounts
- hoosierhills.com/files/hoosier…es/HOOS030W-Consumer.pdf
All captured Oct 5, 2026
Health Savings Account
0.60%APY
Must be used in conjunction with a High Deductible Healthcare Plan (HDHP). Opened for individuals and families.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated monthly and paid monthly.Over $0 | 0.60% | $60 | Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated monthly and paid monthly. |
Sources (1)
- hoosierhills.com/personal/save/health-savings-accounts · captured Oct 15, 2026
Club Accounts
0.10%APY
Club Account rates apply to all Club Accounts, including retired Christmas Club and Vacation Club accounts, unless otherwise stated.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly. Club Account rates apply to all Club Accounts, including our retired “Christmas Club” and “Vacation Club” accounts, unless otherwise stated.Over $0 | 0.10% | $10 | Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly. Club Account rates apply to all Club Accounts, including our retired “Christmas Club” and “Vacation Club” accounts, unless otherwise stated. |
Sources (1)
- hoosierhills.com/personal/save/savings-account · captured Oct 15, 2026
Who can join Hoosier Hills Credit Union
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