Credit union · NCUA insured
Members Source Credit Union Savings Rates
Members Source Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Members Source Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Members Source Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members Source Credit Union
0.10%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $10
Members Source Savings Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Members Source Credit Union savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Source Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.10%APY
Up to 6 free withdrawals per month. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.10% | $10 |
| $5,000 and up | 0.10% | $10 |
| $25,000 and up | 0.20% | — |
| $50,000 and up | 0.35% | — |
Sources (3)
- ms-cu.com/about/rates
- ms-cu.com/accounts/money-market
- ms-cu.com/wp-content/uploads/2…/Rate-Sheet-9.1.2026.pdf
All captured Oct 5, 2026
Members Source Savings Account
0.10%APY
Establishes membership/ownership in the credit union and is required for all members. $10.00 minimum balance is required to open and maintain the account. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum deposit to open is $10.00. Minimum deposit/balance to earn APY is $10.00. Dividends are credited and compounded quarterly. Fees can reduce earnings.$10 and up | 0.10% | $10 | Minimum deposit to open is $10.00. Minimum deposit/balance to earn APY is $10.00. Dividends are credited and compounded quarterly. Fees can reduce earnings. |
| $10 and upMinimum deposit to open is $10.00. Minimum balance to earn APY is $10.00. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors.$10 and up | 0.10% | $10 | Minimum deposit to open is $10.00. Minimum balance to earn APY is $10.00. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors. |
Sources (3)
- ms-cu.com/about/rates
- ms-cu.com/accounts/savings
- ms-cu.com/wp-content/uploads/2…/Rate-Sheet-9.1.2026.pdf
All captured Oct 15, 2026
Special-purpose accounts
IRA Share Account
0.10%APY
Traditional, Roth and Coverdell Education Savings Account (ESA) IRA Share Accounts. Contributions can be made anytime. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit to open is $0.00. Dividends are credited and compounded quarterly. Fees can reduce earnings.Any balance | 0.10% | $10 | Minimum deposit to open is $0.00. Dividends are credited and compounded quarterly. Fees can reduce earnings. |
| Any balanceMinimum deposit to open is $0.00. Applies to Traditional IRA, Education IRA, and ROTH IRA. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors.Any balance | 0.10% | $10 | Minimum deposit to open is $0.00. Applies to Traditional IRA, Education IRA, and ROTH IRA. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors. |
Sources (3)
All captured Oct 15, 2026
Savings Clubs
0.10%APY
Set aside money for the holidays, a dream vacation, or any goal. No restrictions on deposits or withdrawals. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings. Includes Christmas, Vacation, and Special clubs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit to open is $0.00. Dividends are credited and compounded quarterly. Fees can reduce earnings.Any balance | 0.10% | $10 | Minimum deposit to open is $0.00. Dividends are credited and compounded quarterly. Fees can reduce earnings. |
| Any balanceMinimum deposit to open is $0.00. Applies to Special/Vacation/Christmas clubs. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors.Any balance | 0.10% | $10 | Minimum deposit to open is $0.00. Applies to Special/Vacation/Christmas clubs. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors. |
Sources (3)
- ms-cu.com/about/rates
- ms-cu.com/accounts/savings
- ms-cu.com/wp-content/uploads/2…/Rate-Sheet-9.1.2026.pdf
All captured Oct 15, 2026
Health Savings Account (HSA)
0.05%APY
Health Savings Account. Rates are variable and subject to change without notice. Fees can reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit to open is $0.00. Fees can reduce earnings.Any balance | 0.05% | $5 | Minimum deposit to open is $0.00. Fees can reduce earnings. |
| Any balanceMinimum deposit to open is $0.00. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors.Any balance | 0.05% | $5 | Minimum deposit to open is $0.00. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors. |
Sources (2)
All captured Oct 15, 2026
Who can join Members Source Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Lake, Porter, Jasper, or LaPorte County.
Membership information collected October 5, 2026.