Credit union · NCUA insured
CommunityWide Federal Credit Union
Top CarrotA $876.3M credit union headquartered in South Bend, IN, with 68,337 members and 11 branches in Indiana. Best rates: CDs 4.25% and savings 3.25% APY.
CommunityWide Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 22 in South Bend, IN-MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CommunityWide Federal Credit Union
CommunityWide Federal Credit Union was founded in 1967.
- Headquarters
- 1555 W Western Ave, South Bend, IN 46619-3742
- NCUA charter
- 18336
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals can qualify for membership as a donor member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana by including $5.00 association dues at account opening.
- Employees and retirees of designated participating employer and organization groups are eligible for membership.
Military, government and schools
- Employees or retirees of Acme Institute of Technology are eligible for membership.
- U. S. Govt. Civilian Employees (working in or supervised from South Bend except S.B. postal workers) and retirees are eligible for membership.
Family and household
- Immediate family members living in the same household of qualified CW members are eligible for membership.
- Spouses of persons who died while within the credit union's field of membership are eligible for membership.
Cost to join
- Association dues of $5.00 to the organization of your choice at the time of account opening.
Branches
11 branches in Indiana
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Indiana
11 branches
South Bend area · 7
- MainMain office1555 W Western Ave, South Bend, IN 46619Directions
- Fir52550 Fir Rd, Granger, IN 46530Directions
- Hickory3530 Hickory Rd, Mishawaka, IN 46545Directions
- Lwe4625 Lincolnway E, Mishawaka, IN 46544Directions
- Ireland405 E Ireland Rd, South Bend, IN 46614Directions
- Lw/Sb1915 Lincoln Way E, South Bend, IN 46613Directions
- North52330 Indiana State Route 933, South Bend, IN 46637Directions
Elkhart area · 2
- Cass2110 Cassopolis St, Elkhart, IN 46514Directions
- Goshen925 Lincolnway E, Goshen, IN 46526Directions
Plymouth area · 1
- Jefferson1420 W Jefferson St, Plymouth, IN 46563Directions
Warsaw area · 1
- Warsaw955 Husky Trl, Warsaw, IN 46582Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.16% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.45% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.65% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $82 | $76 | — |
- CapitalNet worth ratio13.16%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.45%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.65%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$82Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CommunityWide Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.