Bank · FDIC insured
The Napoleon State Bank Savings Rates
The Napoleon State Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How The Napoleon State Bank’s savings rates compare
Compared with banks and credit unions near Greensburg, IN, where The Napoleon State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Napoleon State Bank
0.25%APY
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
First Federal Savings & Loan
2.66%APY
- Earns on $10,000 a year
- $266
2nd-highest rate
Centra Credit Union
1.35%APY
- Earns on $10,000 a year
- $135
The Napoleon State Bank savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Napoleon State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Money Market Account
0.25%APY
Available for all customers. Must be 16 years of age (if under 18, must have a parent or guardian co-sign). Minimum opening deposit is $2,500.00. $10.00 monthly service charge waived if an average daily balance of $2,500.00 is maintained. Transactions by check, debit card, or similar third parties are limited to six per statement cycle. Interest is compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.20% | — |
| $10,000 – $24,999 | 0.25% | $25 |
| $25,000 – $49,999 | 0.30% | — |
| $50,000 – $99,999 | 0.35% | — |
| $100,000 and up | 0.65% | — |
| $250,000 and up | 1.01% | — |
Sources (2)
- napoleonstatebank.com/personal…ngs/money-market-account
- napoleonstatebank.com/inetsolution-support/rates-redo
All captured Oct 5, 2026
Health Savings Account
0.35%APY
Available for customers who have a High Deductible Health Plan (HDHP). No closing fee if the account is open for at least one year ($25.00 closing fee assessed if closed within one year). All interest rates compounded daily.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999An average monthly balance of $5,000.00 must be maintained or account signed up for eStatements to avoid a $3.00 service charge assessed at the time of your statement. | 0.25% | — | An average monthly balance of $5,000.00 must be maintained or account signed up for eStatements to avoid a $3.00 service charge assessed at the time of your statement. |
| $1,000 – $4,999An average monthly balance of $5,000.00 must be maintained or account signed up for eStatements to avoid a $3.00 service charge assessed at the time of your statement. | 0.30% | — | An average monthly balance of $5,000.00 must be maintained or account signed up for eStatements to avoid a $3.00 service charge assessed at the time of your statement. |
| $5,000 – $14,999An average monthly balance of $5,000.00 must be maintained or account signed up for eStatements to avoid a $3.00 service charge assessed at the time of your statement. | 0.35% | $35 | An average monthly balance of $5,000.00 must be maintained or account signed up for eStatements to avoid a $3.00 service charge assessed at the time of your statement. |
| $15,000 and upAn average monthly balance of $5,000.00 must be maintained or account signed up for eStatements to avoid a $3.00 service charge assessed at the time of your statement. | 0.40% | — | An average monthly balance of $5,000.00 must be maintained or account signed up for eStatements to avoid a $3.00 service charge assessed at the time of your statement. |
Sources (2)
- napoleonstatebank.com/personal…g/health-savings-account
- napoleonstatebank.com/inetsolution-support/rates-redo
All captured Oct 15, 2026
Regular Savings Account
0.10%APY
Must be 16 years of age. If under 18, must have a parent or guardian co-sign.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAn average daily balance of $10.00 must be maintained to avoid a $2.00 service charge assessed at the time of your statement. Interest is compounded daily and paid semi-annually.$25 and up | 0.10% | $10 | An average daily balance of $10.00 must be maintained to avoid a $2.00 service charge assessed at the time of your statement. Interest is compounded daily and paid semi-annually. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.