Compare Bank & Credit Union Rates
Best savings rates in Bloomington, IN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bloomington, IN
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: No minimum balance requirements; no hidden fees; limited to 6 preauthorized transfers or withdrawals per monthly statement cycle.
Offer: No minimum balance to earn APY. APY may change after account opening.
Effective Sep 17, 2026
Rate checked
More details - IU Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.60%–3.50% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Requires a minimum balance of $1,000 to avoid a $10 monthly service charge. Requires a minimum balance of $0.01 to earn APY.
Offer: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn APY.
0.60% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.60% $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $75,000 2.50% $75,000 – $250,000 3.00% $250,000 and up 3.50% Rate checked
More details - Indiana Members Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.21%–2.43% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Membership savings account required. No monthly fee with a minimum balance of $2,500; accounts below $2,500 may incur a fee.
Offer: Membership savings account required. Minimum balance of $2,500 required to earn dividends.
1.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.21% $20,000 – $49,999 1.51% $50,000 – $99,999 1.81% $100,000 – $249,999 2.22% $250,000 and up 2.43% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Additional savings accounts to set aside money for special purposes (e.g., vacation, Christmas). No minimum balance required to open and maintain; $0.01 minimum balance required to earn APY.
Offer: No minimum balance required to open and maintain other types of savings accounts; $0.01 minimum balance required to earn APY.
0.40% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Requires $5 minimum balance to open and maintain. $0.01 minimum balance required to earn APY. Dividends compounded monthly and paid monthly.
Offer: $5 minimum balance required to open and maintain a membership savings account; $0.01 minimum balance required to earn APY.
0.40% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - Indiana Members Credit UnionMembership SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Membership savings account required. Dividend rate is variable and may change after account is opened. Free eStatements.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $999 0.05% $1,000 – $9,999 0.15% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn the APY.
Offer: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn the APY.
0.25% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - Peoples State BankPeoples Regular SavingsSavings · $25 min · 0.05%–0.50% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Savings rates are compounded daily. There is a minimum balance fee of $1.00 per month if balance falls below $100.00, waived if account holder is under 19 or over 62 years of age. Excess withdrawal fee of $0.25 per withdrawal over 3 per month.
Offer: Compounded daily. $1.00 monthly fee applies if balance falls below $100.00 (waived if under 19 or over 62).
0.05% interest rate · Compounded daily · $1 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Peoples Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - Peoples State BankPrestige Money Market Checking AccountPrestige Money Market Checking Account · $0 min · 0.05%–2.50% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10.00 Per Month Service Charge if Balance is Below $1,000.00 per Statement Cycle.
Offer: $10.00 Per Month Service Charge if Balance is Below $1,000.00 per Statement Cycle
0.05% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Prestige Money Market Checking Account Balance APY Up to $1,000 0.05% $1,000 – $10,000Your amount 0.05% $10,000 – $25,000 2.02% Over $25,000 2.50% Rate checked
More details - Peoples State BankPeoples Prestige Savings AccountSavings · $50 min · 0.05%–2.50% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum opening balance $50.00. Monthly fee: No charge if minimum balance is $300.00 or more; if balance drops below $300.00, service charge is $3.00 per month. Limited to six withdrawals per month; additional withdrawals subject to $2.00 charge for each.
Offer: Balance tier: $0.00 - $999.99
0.05% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Peoples Prestige Savings Account Balance APY Up to $1,000 0.05% $1,000 – $10,000Your amount 0.05% $10,000 – $25,000 2.02% Over $25,000 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bloomington, IN
20 accounts at 7 banks and credit unions · checked Oct 6–16
- Typical
- 0.15%
- Top 10% from
- 1.73%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.40%
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Bloomington, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Indiana Members Credit UnionCredit union · 2 branches
- IU Credit UnionCredit union · 5 branches
- Merchants BankBank · 1 branch