Bank · FDIC insured
Peoples State Bank
A $506.6M bank headquartered in Ellettsville, IN, with 10 branches in Indiana. Best rates: CDs 2.75% and savings 0.10% APY.
Peoples State Bank Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#9 of 11 in Bloomington, IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples State Bank
- Headquarters
- 601 E Temperance St, Ellettsville, IN 47429
- FDIC certificate
- 14113 ↗
Branches
10 branches in Indiana
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Indiana
10 branches
Bloomington area · 6
- The Peoples State BankMain office601 E Temperance St, Ellettsville, IN 47429Directions
- College Mall Branch525 S Clarizz Blvd, Bloomington, IN 47401Directions
- North Bloomington Branch202 W 17th St, Bloomington, IN 47404Directions
- South Bloomington Branch301 E Winslow Rd, Bloomington, IN 47401Directions
- West Bloomington Branch3400 W 3rd St, Bloomington, IN 47404Directions
- Spencer Branch304 Morgan Street, Spencer, IN 47460Directions
Indianapolis area · 4
- Morgantown Branch289 S Marion St, Morgantown, IN 46160Directions
- Brown County Branch41 Hawthorne Dr, Nashville, IN 47448Directions
- Noblesville Branch830 Logan St, Noblesville, IN 46060Directions
- Paragon Branch2310 S State Road 67, Paragon, IN 46166Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.47% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.19% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.48% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $62 | $81 | — |
- CapitalLeverage ratio10.47%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.19%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.48%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$62Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.