Compare Bank & Credit Union Rates
Best savings rates in Goshen, IN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Goshen, IN
- Interra Credit UnionLINked Money Market Share AccountLINked Money Market Share Account · $10,000 min
Credit union · 3 branches
4.03%APY$403 a year on $10,000with conditionsRequirements
Product: Maintain a daily balance of at least $10,000, have an Interra Credit Union checking account in good standing, enroll in Online Banking, and enroll in e-Statements.
Offer: Earn up to 4.03% APY. Requires maintaining a daily balance of at least $10,000, an Interra checking account in good standing, Online Banking enrollment, and e-Statement enrollment.
Qualified rate · Effective Sep 21, 2026
Rate checked
More details - 3.35%APY$335 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Penalty-free withdrawal period is the 1st 5 days of each month. Withdrawals outside this window incur a 15-day dividend penalty.
Offer: Minimum balance to earn dividends is $1.00. Dividends earned each day, paid at end of each month. Penalty-free withdrawal period is the 1st 5 days of each month; otherwise withdrawal penalty is 15 days dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires direct deposits totaling at least $2,000 going into an Everwise consumer checking account (excluding HSAs) under the same membership during the prior dividend period. Dividends are paid automatically for the first 2 dividend periods from account opening; after that, non-qualifying periods earn 0.00%.
Offer: No minimum balance required. Direct deposits totaling $2,000+ monthly to an Everwise checking account required to earn dividends after initial 2 periods.
Qualified rate · 2.96% interest rate · No monthly fee
Rate checked
More details - 2.85%APY$285 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Qualifications met: Requires personal checking account, debit card, minimum average daily balance of $5,000 in Relationship Savings, and $10,000 total balance across all deposit accounts as of 12 a.m. on the first of that month. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - Campbell & Fetter BankFirst Money MarketFirst Money Market · $100 min · 0.05%–2.53% by balance
Bank · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Rates may change after opening.
Offer: Compounded monthly. Tier minimum required to obtain Annual Percentage Yield.
0.05% interest rate · Compounded monthly
Rate by balance
Rate by balance for First Money Market Balance APY Up to $2,499 0.05% $2,500 – $14,999Your amount 1.76% $15,000 – $99,999 2.02% $100,000 – $249,999 2.27% $250,000 and up 2.53% Rate checked
More details - Lake City BankInvestor’s Money MarketInvestor’s Money Market · $5,000 min · 0.00%–1.45% by balance
Bank · 3 branches
1.35%APY$135 a year on $10,000Requirements
Product: Eligible accounts include Lake City Bank consumer deposit accounts (except Personal Savings, Getting Ahead Savings, Restricted Access Savings, Rewards Savings, Rewards Plus Savings, Rewards Checking, Rewards Plus Checking), trust accounts, installment loans, mortgage loans and personal lines of credit (Cash Line, Executive, Home Equity, Visa® Credit Card). Visa Credit Card accounts may take up to 60 days after approval to become eligible. Maintain a $5,000 average collected balance to avoid $10 monthly maintenance fee.
Offer: Paid on balances up to $4,999.99. Maintain a $5,000 average collected balance to avoid $10 monthly maintenance fee.
$10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investor’s Money Market Balance APY Up to $5,000 0.00% $5,000 – $10,000 1.35% $10,000 – $20,000Your amount 1.35% $20,000 – $50,000 1.35% $50,000 – $100,000 1.40% $100,000 and up 1.45% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Enrolling in the CW Cents Savings Round-Up Program rounds up debit card purchases associated with CW Checking account to the next whole dollar amount and transfers the excess from CW Checking to CW Cents Savings account.
Offer: Minimum balance to earn dividends is $1.00. Dividends earned each day, paid at end of each month. No penalty withdrawal period is any time.
Qualified rate · 1.00% interest rate · Effective Jan 1, 2025
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No monthly service charges. Additional savings accounts have no minimum balance requirements.
Offer: Minimum balance to earn dividends is $1.00. Dividends earned each day, paid at end of each month on entire balance. No penalty withdrawal period is any time.
1.00% interest rate · No monthly fee · Effective Jan 1, 2025
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.86%APY$86 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Plus Savings Balance APY Up to $50,000Your amount 0.86% $50,000 and up 0.56% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details - 0.66%APY$66 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and having 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.56%APY$56 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Plus Savings balance when meeting monthly qualifications.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Goshen, IN
36 accounts at 10 banks and credit unions · checked Sep 30–Oct 16
- Typical
- 0.26%
- Top 10% from
- 2.93%
- Banks, typical
- 0.21%
- Credit unions, typical
- 0.88%
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Elkhart, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 2 branches
- EverenceCredit union · 2 branches
- Everwise Credit UnionCredit union · 4 branches