Credit union · NCUA insured
Community Link FCU Savings Rates
Community Link FCU’s best savings rate is 0.10% APY on $10,000, with its Membership Share Savings. Rates checked October 15, 2026.
How Community Link FCU’s savings rates compare
Compared with banks and credit unions near Huntington, IN, where Community Link FCU has the most branches. $10,000, best rate first.
This credit union’s best
Community Link FCU
0.25%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $25
Money Management Savings
Top rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Bippus State Bank
3.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
Community Link FCU savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.17%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Link FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Management Savings
Up to 0.25%APY
Limited transaction account serving as an alternative to share certificates. Limited to one withdrawal per quarter without penalty ($10 fee per excess withdrawal). Permissible transfers out via MSR, Digital Banking, or Telephone Banking. No access permitted by debit card or ACH. Unlimited deposits via MSR, Digital Banking, and Telephone Banking. $25 fee if closed within 6 months of opening. Monthly dividends. No minimum balance requirement. Rates vary depending on whether relationship requirements are met. CLFCU membership required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000With relationship | 0.20% | — | With relationship |
| Up to $10,000Without relationship | 0.10% | — | Without relationship |
| $10,000 – $25,000With relationship | 0.25% | $25 | With relationship |
| $10,000 – $25,000Without relationship | 0.17% | $17 | Without relationship |
| $25,000 – $50,000With relationship | 0.36% | — | With relationship |
| $25,000 – $50,000Without relationship | 0.28% | — | Without relationship |
| $50,000 – $100,000With relationship | 0.34% | — | With relationship |
| $100,000 and upWith relationship | 0.34% | — | With relationship |
Membership Share Savings
0.10%APY
Eligibility requires living, working, worshipping, or going to school in Huntington County, or having an immediate family member who is already a member. Requires valid state-issued photo ID. $5 minimum deposit to open and maintain membership share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250 | 0.00% | — |
| $250 – $10,000 | 0.10% | — |
| $10,000 – $20,000 | 0.10% | $10 |
| $20,000 – $50,000 | 0.15% | — |
| $50,000 and up | 0.20% | — |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
IRA Savings Account
Up to 1.26%APY
Early withdrawal penalties may be assessed for withdrawals prior to maturity. Dividends added monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250 | 0.00% | — |
| Up to $1,000 | 1.00% | — |
| $250 – $10,000 | 0.10% | — |
| $1,000 – $25,000 | 1.26% | $126 |
| $10,000 – $20,000 | 0.10% | $10 |
| $20,000 – $50,000 | 0.15% | — |
| $25,000 and up | 1.51% | — |
| $50,000 and up | 0.20% | — |
Sources (1)
- communitylinkfcu.com/rates · captured Oct 15, 2026
Lifesavers Youth Share Account
0.85%APY
Designed for youth members age 17 and under. Earns higher dividends than Membership Share Savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.30% | — |
| $1,000 – $10,000 | 0.50% | — |
| $10,000 and up | 0.85% | $85 |
Christmas Club Account
0.25%APY
Unlocked on October 1st for withdrawals/transfers through December 31st. Automatically resets on January 1st for the next Christmas season.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.25% | $25 |
Who can join Community Link FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.