Compare Bank & Credit Union Rates
Best savings rates in Warsaw, IN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Warsaw, IN
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Penalty-free withdrawal period is the 1st 5 days of each month. Withdrawals outside this window incur a 15-day dividend penalty.
Offer: Minimum balance to earn dividends is $1.00. Dividends earned each day, paid at end of each month. Penalty-free withdrawal period is the 1st 5 days of each month; otherwise withdrawal penalty is 15 days dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires direct deposits totaling at least $2,000 going into an Everwise consumer checking account (excluding HSAs) under the same membership during the prior dividend period. Dividends are paid automatically for the first 2 dividend periods from account opening; after that, non-qualifying periods earn 0.00%.
Offer: No minimum balance required. Direct deposits totaling $2,000+ monthly to an Everwise checking account required to earn dividends after initial 2 periods.
Qualified rate · 2.96% interest rate · No monthly fee
Rate checked
More details - Campbell & Fetter BankFirst Money MarketFirst Money Market · $100 min · 0.05%–2.53% by balance
Bank · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Rates may change after opening.
Offer: Compounded monthly. Tier minimum required to obtain Annual Percentage Yield.
0.05% interest rate · Compounded monthly
Rate by balance
Rate by balance for First Money Market Balance APY Up to $2,499 0.05% $2,500 – $14,999Your amount 1.76% $15,000 – $99,999 2.02% $100,000 – $249,999 2.27% $250,000 and up 2.53% Rate checked
More details - Lake City BankInvestor’s Money MarketInvestor’s Money Market · $5,000 min · 0.00%–1.45% by balance
Bank · 5 branches
1.35%APY$135 a year on $10,000Requirements
Product: Eligible accounts include Lake City Bank consumer deposit accounts (except Personal Savings, Getting Ahead Savings, Restricted Access Savings, Rewards Savings, Rewards Plus Savings, Rewards Checking, Rewards Plus Checking), trust accounts, installment loans, mortgage loans and personal lines of credit (Cash Line, Executive, Home Equity, Visa® Credit Card). Visa Credit Card accounts may take up to 60 days after approval to become eligible. Maintain a $5,000 average collected balance to avoid $10 monthly maintenance fee.
Offer: Paid on balances up to $4,999.99. Maintain a $5,000 average collected balance to avoid $10 monthly maintenance fee.
$10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investor’s Money Market Balance APY Up to $5,000 0.00% $5,000 – $10,000 1.35% $10,000 – $20,000Your amount 1.35% $20,000 – $50,000 1.35% $50,000 – $100,000 1.40% $100,000 and up 1.45% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Enrolling in the CW Cents Savings Round-Up Program rounds up debit card purchases associated with CW Checking account to the next whole dollar amount and transfers the excess from CW Checking to CW Cents Savings account.
Offer: Minimum balance to earn dividends is $1.00. Dividends earned each day, paid at end of each month. No penalty withdrawal period is any time.
Qualified rate · 1.00% interest rate · Effective Jan 1, 2025
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No monthly service charges. Additional savings accounts have no minimum balance requirements.
Offer: Minimum balance to earn dividends is $1.00. Dividends earned each day, paid at end of each month on entire balance. No penalty withdrawal period is any time.
1.00% interest rate · No monthly fee · Effective Jan 1, 2025
Rate checked
More details - Indiana Lakes FCUMoney Market AccountMoney Market Account · $0 min · 0.50%–1.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance is $2,500 and rate increases at $25,000. Three withdrawals per month with $10 excessive withdrawal fee.
Effective Feb 28, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.50% $2,500 – $24,999Your amount 1.00% $25,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - Beacon Credit UnionAdvantage Money Market - ConsumerAdvantage Money Market - Consumer · $0 min · 0.00%–2.70% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: No minimum balance required to open or maintain account. Access via debit cards or checks (paper or electronic) not permitted. Limit of 8 withdrawals per calendar month; withdrawals over the limit will be assessed a fee. $5 monthly account maintenance fee can be avoided by receiving eStatements. Membership qualifying account required. Insured up to $500,000 via ASI and ESI.
0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Advantage Money Market - Consumer Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.75% $100,000 – $250,000 2.25% $250,000 and up 2.70% Rate checked
More details - 0.86%APY$86 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Plus Savings Balance APY Up to $50,000Your amount 0.86% $50,000 and up 0.56% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details - 0.66%APY$66 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and having 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.56%APY$56 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Plus Savings balance when meeting monthly qualifications.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Tiered rate account; once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance. Up to six transfers and withdrawals per month, with no more than three remote transfers by check. Dividend rate and APY may change monthly.
Offer: Dividend period is monthly.
0.25% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.25% $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Warsaw, IN
37 accounts at 12 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.26%
- Banks, typical
- 0.16%
- Credit unions, typical
- 0.58%
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Warsaw, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 1 branch
- Everwise Credit UnionCredit union · 2 branches
- Indiana Lakes FCUCredit union · 1 branch