Credit union · NCUA insured
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION Savings Rates
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION’s savings rates compare
Compared with banks and credit unions near Kokomo, IN, where CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION has the most branches. $10,000, best rate first.
This credit union’s best
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
0.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market
Top rate
Horizon Bank
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
First Farmers Bank & Trust
2.70%APY
- Minimum
- —
- Earns on $10,000 a year
- $270
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.77%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Minimum opening balance on Money Market is $2,500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.15% | — |
| $2,500 – $10,000 | 0.50% | $50 |
| $10,000 – $25,000 | 1.01% | — |
| $25,000 – $50,000 | 1.26% | — |
| Over $50,000 | 1.77% | — |
Sources (3)
- coffcu.org/s/SHARE_RATES_120125.pdf
- coffcu.org/savings/share-rates
- coffcu.org/s/SHARE_RATES_120125-cx53.pdf
All captured Sep 18, 2026
Share Savings
0.15%APY
Membership account required to access credit union products and services. Dividends compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.15% | $15 |
Funds Manager
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (2)
All captured Sep 18, 2026
Special
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (2)
All captured Sep 18, 2026
Escrow Savings
0.05%APY
Allows homeowners to save for property tax and homeowner insurance expenses. Dividends compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Special-purpose accounts
Individual Retirement Account (IRA)
0.25%APY
Available as Traditional and Roth IRA savings. No monthly fees. Dividends accrued daily and paid monthly. Early withdrawal, transfer, or closing penalties may apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.25% | $25 |
Christmas Club
0.10%APY
Dividends compounded daily and paid monthly. Lump sum payout transferred to Checking or Primary Share account. Early withdrawal penalty applies (January 1st - September 30th).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (3)
All captured Sep 18, 2026
Kids Club
0.10%APY
Savings account for minors ages 0-12. Parent or guardian must be or become a member and be added as joint owner. Dividends compounded daily and paid monthly. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (3)
All captured Sep 18, 2026
Vacation Club
0.10%APY
Dividends compounded daily and paid monthly. Lump sum payout transferred to Checking or Primary Share account. Early withdrawal penalty applies.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (3)
All captured Sep 18, 2026
Who can join CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, attends school, or volunteers in Howard and Tipton Counties.
Family and household
- Membership is open to family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) and household members (living in the same residence and maintaining a single economic unit) of existing members or primary potential members, regardless of location.
Cost to join
- Joining requires opening a regular savings account with an initial deposit and minimum balance of $5.00.
Membership information collected October 5, 2026.