Compare Bank & Credit Union Rates
Best savings rates in Kokomo, IN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Kokomo, IN
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - First Farmers Bank & TrustPrime Money MarketPrime Money Market · $0 min · 2.70%–3.45% by balance
Bank · 4 branches
2.70%APY$270 a year on $10,000Requirements
Product: APY tiers apply to the entire balance based on average daily balance.
2.66% interest rate · Effective Aug 1, 2024
Rate by balance
Rate by balance for Prime Money Market Balance APY Up to $100,000Your amount 2.70% $100,000 – $225,000 3.20% $225,000 – $300,000 3.45% $300,000 and up 3.45% Rate checked
More details - 2.25%APY$225 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires qualifying transactions in linked Kasasa Cash or Kasasa Cash Back during Monthly Qualification Cycle: at least 1 direct deposit or ACH payment transaction and at least 15 debit card purchases. No monthly maintenance fees.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking during Monthly Qualification Cycle.
Qualified rate · 2.23% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.25% $100,000 and up 0.50% Rate checked
More details - Security Federal Savings BankSecFed High Yield Money MarketSecFed High Yield Money Market · $50 min · 0.10%–3.30% by balance
Bank · 2 branches
2.02%APY$202 a year on $10,000Requirements
Product: Interest paid on balances up to $7.5 million. $7.50 monthly service fee avoided with $5,000 minimum balance.
Offer: $7.50 monthly service fee waived with $5,000 minimum balance.
0.10% interest rate · $7.50 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for SecFed High Yield Money Market Balance APY Over $0 0.10% $5,000 and upYour amount 2.02% $100,000 and up 2.53% $250,000 – $7,500,000 3.30% Rate checked
More details - Indiana Heartland FCURegular Savings AccountSavings · $5 min · 0.60%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: An insured dividend-paying account with tiered interest rates (higher rates for larger balances), no monthly service fee, and combined statements with checking account.
Offer: No monthly service fee.
No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,500 0.60% $2,501 – $25,000Your amount 1.00% $25,001 – $50,000 1.25% $50,001 – $100,000 1.45% $100,001 – $250,000 1.75% $250,001 and up 2.00% Rate checked
More details - Haynes Community FCUMoney Market AccountMoney Market Account · $5,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance $5,000.00. Minimum withdrawal $500.00. Maximum 6 withdrawals per month.
1.00% interest rate · Effective Oct 27, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $25,000Your amount 1.00% $25,001 – $50,000 1.30% $50,001 and up 2.00% Rate checked
More details - Financial BuildersSafeChoice Money MarketSafeChoice Money Market · $6,500 min · 0.97%–1.60% by balance
Credit union · 1 branch
0.97%APY$97 a year on $10,000Requirements
Product: Dividends compounded monthly. Tiered rates apply on balances of $6,500 or more.
0.97% interest rate · Compounded monthly · No monthly fee · Effective Jun 19, 2024
Rate by balance
Rate by balance for SafeChoice Money Market Balance APY $6,500 – $24,999Your amount 0.97% $25,000 – $49,999 1.28% $50,000 and up 1.60% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 4 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNIONMoney MarketMoney Market · $2,500 min · 0.15%–1.77% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening balance on Money Market is $2,500.
0.15% interest rate · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.15% $2,500 – $10,000Your amount 0.50% $10,000 – $25,000 1.01% $25,000 – $50,000 1.26% Over $50,000 1.77% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership account required to access credit union products and services. Dividends compounded daily and paid monthly.
0.15% interest rate · Compounded daily · Effective Dec 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must live, work, worship, or attend school in Howard or Tipton Counties. Dividends compounded daily and paid quarterly.
Offer: Dividends compounded daily and paid quarterly.
0.15% interest rate · Compounded daily · Effective Oct 1, 2017
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends credited quarterly.
Offer: Dividends credited quarterly.
0.15% interest rate · Effective Oct 1, 2017
Rate checked
More details - Security Federal Savings BankPersonal Money MarketPersonal Money Market · $50 min · 0.10%–0.40% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $10.00 monthly service fee applies unless a $2,500 minimum balance is maintained. Opening minimum is listed as $2,500 on product overview and $50.00 on rate schedule.
Offer: $10.00 monthly service fee waived with $2,500 minimum balance.
0.10% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Over $0 0.10% $2,500 and upYour amount 0.10% $100,000 and up 0.15% $250,000 and up 0.25% $500,000 and up 0.35% $1,000,000 and up 0.40% Rate checked
More details - Solidarity Community Credit UnionRevUp SavingsSavings · $0 min · 0.10%–5.00% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Reverse-tier variable rate savings account. Limit one Rev Up Savings Account per member / Social Security number. No minimum balance requirement to open or maintain.
4.88% interest rate
Rate by balance
Rate by balance for RevUp Savings Balance APY Up to $2,500 5.00% $2,500 – $5,000 2.50% $5,000 – $7,500 1.25% $7,500 – $10,000 0.50% $10,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kokomo, IN
29 accounts at 12 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.07%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.15%
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Kokomo, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Security Federal Savings BankBank · 2 branches