Best CD rates and certificates

Requirements

Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.

Requirements

Product: An UTMA can be opened using a Certificate of Deposit. Penalty may be imposed for early withdrawal. The APY assumes principal and interest remain on deposit for the term of the certificate.

Offer: CD special. Competitive, fixed rates with automatic renewal. Interest can be paid directly or reinvested; interest credited before maturity may be withdrawn without penalty. Early withdrawals are subject to penalty and will reduce earnings.

Requirements

Product: Consumer Online Banking Only. Early withdrawal penalty may apply. Interest is compounded monthly and assumes interest remains on deposit. Offer available for a limited time.

Offer: Consumer Online Banking Only. Early withdrawal penalty may apply.

Requirements

Product: Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).

Offer: Requires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal.

Requirements

Product: Limited-time offer.

Offer: Limited-Time Offer

Requirements

Product: A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.

Requirements

Product: Fixed rate. Dividends compounded and paid monthly on an average daily balance. Penalties apply for early withdrawal. CDs automatically renew at maturity. Membership eligibility required.

Requirements

Product: Add cash at any time ($25.00 minimum deposit or more up to maturity). Fixed rate. Dividends compounded and paid monthly on an average daily balance of $100.00 or more. Penalties apply for early withdrawal. CDs automatically renew at maturity.

Requirements

Product: Membership and eligibility required. Minimum deposit requirement is $500.00 for members age 25 and under, and $1,000.00 regular minimum. Fixed-rate returns for the entire term. Rest easy knowing funds are NCUA insured.

Offer: Minimum opening deposit is $1,000.00 ($500.00 for age 25 and under).

Requirements

Offer: 11 Month CD Special. Compound and credit interest at maturity. Auto-renews into a 12-month term at current 12-Month rate at maturity. Early withdrawal penalty of 180 Days Interest. 10-day penalty-free withdrawal period after maturity.

Requirements

Product: Dividends are compounded and credited monthly. Terms range from 6 months to 36 months. Minimum balance $500.00.