Credit union · NCUA insured
Access Of Louisiana Federal Credit Union CD Rates
Access Of Louisiana Federal Credit Union’s best CD rate is 3.65% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Access Of Louisiana Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lake Charles, LA, where Access Of Louisiana Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Access Of Louisiana Federal Credit Union
3.65%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $365
Share Certificates
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Access Of Louisiana Federal Credit Union CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo2.21%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo2.93%
- 31–60 months31–60 mo2.11%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Access Of Louisiana Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.65%APY · 4 terms
Dividends are compounded and credited monthly. Terms range from 6 months to 36 months. Minimum balance $500.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.21% | $110 |
| 12 months | 3.65% | $365 |
| 24 months | 2.93% | $594 |
| 36 months | 2.11% | $646 |
Special-purpose accounts
Silver Share Certificates
Up to 3.91%APY · 4 terms
Earn .25% more on your Share Certificate Deposit with an active checking, savings or loan. Member must be age 55 and over. A share account must be open with a minimum $25.00 deposit. A share draft account must be opened and maintained with a minimum deposit of $25.00 (subject to approval).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.47% | $123 |
| 12 months | 3.91% | $391 |
| 24 months | 3.19% | $647 |
| 36 months | 2.37% | $726 |
IRA Certificate Accounts
Up to 3.75%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.31% | $115 |
| 12 months | 3.75% | $375 |
| 24 months | 3.03% | $615 |
| 36 months | 2.21% | $678 |
Sources (1)
- access.coop/save_srates.html · captured Sep 24, 2026
Who can join Access Of Louisiana Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Calcasieu Parish are eligible for membership.
Employers and groups
- Individuals employed by one of the credit union's select employee groups are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relation) of an active member are eligible for membership.
- Immediate family and household members of eligible individuals are eligible for membership.
Other ways
- Organizations and other legal entities in Calcasieu Parish can open accounts.
Membership information collected October 5, 2026.