Bank · FDIC insured
Catalyst Bank
A $286.8M bank headquartered in Opelousas, LA, with 10 branches in Louisiana. Best rates: CDs 3.50% and savings 3.04% APY.
Catalyst Bank Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#6 of 12 in Lake Charles, LA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Catalyst Bank
Established in 1922 as St. Landry Homestead in Opelousas to help families secure homeownership, the bank officially became Catalyst Bank in June 2022.
With six branches across South Louisiana and more than $280 million in assets, Catalyst Bank provides personal and business financial services to fuel business and improve lives.
- Headquarters
- 235 N Court St, Opelousas, LA 70570
- FDIC certificate
- 29804 ↗
Branches
10 branches in Louisiana
Loading map…
Louisiana
10 branches
Opelousas area · 4
- Catalyst BankMain office235 N Court St, Opelousas, LA 70570Directions
- Eunice Branch840 E Laurel Ave, Eunice, LA 70535Directions
- Harry Guibeau Branch231 Harry Guilbeau Rd, Opelousas, LA 70570Directions
- Port Barre Branch341 Saizan Ave, Port Barre, LA 70577Directions
Lake Charles area · 4
- Lakeside Bank Branch4735 Nelson Rd, Lake Charles, LA 70605Directions
- Moss Bluff Branch372 Sam Houston Jones Pkwy, Lake Charles, LA 70611Directions
- Oak Park Branch2132 Oak Park Blvd, Lake Charles, LA 70601Directions
- Sulphur Branch2612 Maplewood Dr, Sulphur, LA 70663Directions
Lafayette area · 2
- Carencro Branch800 Veterans Dr, Carencro, LA 70520Directions
- South College Branch914 S College Rd, Lafayette, LA 70503Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 26.55% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.93% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $81 | $81 | — |
- CapitalLeverage ratio26.55%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.93%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$81Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Catalyst Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.