Bank · FDIC insured
Home Bank CD Rates
Home Bank’s best CD rate is 4.05% APY on an 11-month CD. Terms run from 7 months to 11 months. Rates checked October 16, 2026.
How Home Bank’s CD rates compare
Compared with banks and credit unions near Lafayette, LA, where Home Bank has the most branches. $10,000, best rate first.
This bank’s best
Home Bank
4.05%APY
- Term
- 11 months
- Minimum
- $2,500
- Earns on $10,000
- $371
Certificates of Deposit (CDs)
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.05%APY · 2 terms
An UTMA can be opened using a Certificate of Deposit. Penalty may be imposed for early withdrawal. The APY assumes principal and interest remain on deposit for the term of the certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsCD special. Competitive, fixed rates with automatic renewal. Interest can be paid directly or reinvested; interest credited before maturity may be withdrawn without penalty. Early withdrawals are subject to penalty and will reduce earnings | 3.85% | $223 |
| 11 monthsCD special. Competitive, fixed rates with automatic renewal. Interest can be paid directly or reinvested; interest credited before maturity may be withdrawn without penalty. Early withdrawals are subject to penalty and will reduce earnings | 4.05% | $371 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.