Bank · FDIC insured
Investar Bank CD Rates
Investar Bank’s best CD rate is 4.00% APY on a 3-month CD, with extra requirements. Rates checked October 5, 2026.
How Investar Bank’s CD rates compare
Compared with banks and credit unions in Louisiana, where Investar Bank has the most branches. $10,000, best rate first.
This bank’s best
Investar Bank
4.00%APY
- Term
- 3 months
- Minimum
- $500
- Earns on $10,000
- $99
3-Month Certificate of Deposit Special
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
IRFCU
4.58%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $226
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
3-Month Certificate of Deposit Special
4.00%APY · 1 term
Consumer Online Banking Only. Early withdrawal penalty may apply. Interest is compounded monthly and assumes interest remains on deposit. Offer available for a limited time.
| Term | APY · $500 – $245,000 | APY · $245,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsConsumer Online Banking Only. Early withdrawal penalty may apply | 4.00% | 3.80% | 4.00%3.80% from $245k | $99 |
Sources (1)
- investarbank.com/3-month-cd-special · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.