Bank · FDIC insured
JD Bank
A $1.3B bank headquartered in Jennings, LA, with 22 branches in Louisiana. Best rates: CDs 3.80% and savings 0.15% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.80%CD rates →
- Savings700.30%2.50% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About JD Bank
Jeff Davis Bank & Trust Co. secured its charter in 1946 and opened for business in 1947 after being founded by community leaders in Jeff Davis Parish.
Acquired by Jeff Davis Bancshares, Inc. in 1990, the institution was officially rechristened as JD Bank in June 2013.
The bank operates its corporate office in Jennings and expanded its footprint by acquiring Guaranty Bank in Mamou, Louisiana in 2012.
- Headquarters
- 507 N Main St, Jennings, LA 70546
- FDIC certificate
- 16546 ↗
Branches
22 branches in Louisiana
Loading map…
Louisiana
22 branches
Lake Charles area · 13
- JD BankMain office507 N Main St, Jennings, LA 70546Directions
- Iowa Branch428 S Kinney St, Iowa, LA 70647Directions
- Lake Arthur Branch338 Arthur Ave, Lake Arthur, LA 70549Directions
- Highway 14 Office2726 Gerstner Memorial Dr, Lake Charles, LA 70601Directions
- Kirby Street Branch535 Kirby St, Lake Charles, LA 70601Directions
- Lake Charles - Nelson Road Branch4400 Nelson Rd, Lake Charles, LA 70605Directions
- Morganfield Branch4989 E Mcneese St, Lake Charles, LA 70607Directions
- Moss Bluff Branch120 Sam Houston Pkwy, Lake Charles, LA 70611Directions
- Sale Road Branch119 W Sale Rd, Lake Charles, LA 70605Directions
- Carlyss Branch4507 Highway 27 S, Sulphur, LA 70665Directions
- Sulphur Branch2905 Maplewood Dr, Sulphur, LA 70663Directions
- Welsh Branch101 N Adams St, Welsh, LA 70591Directions
- Westlake Branch1511 Sampson St, Westlake, LA 70669Directions
Opelousas area · 2
- Eunice Branch300 Park Ave, Eunice, LA 70535Directions
- Opelousas Branch1614 S Union St, Opelousas, LA 70570Directions
Lafayette area · 2
- Johnston Street Office Branch3600 Johnston St, Lafayette, LA 70503Directions
- Verot School Branch300 Verot School Rd, Lafayette, LA 70508Directions
Baton Rouge area · 1
- Jefferson Highway Branch8380 Jefferson Hwy, Baton Rouge, LA 70809Directions
Kinder area · 1
- Kinder Branch438 N 9th St, Kinder, LA 70648Directions
Mamou area · 1
- Mamou Branch609 Main St, Mamou, LA 70554Directions
New Iberia area · 1
- North Lewis Branch529 N Lewis St, New Iberia, LA 70563Directions
Ville Platte area · 1
- Ville Platte Branch1311 W Lasalle St, Ville Platte, LA 70586Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.88% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.40% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.11% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $70 | $88 | — |
- CapitalLeverage ratio11.88%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.40%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.11%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$70Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of JD Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.