Bank · FDIC insured
Catalyst Bank CD Rates
Catalyst Bank’s best CD rate is 3.50% APY on a 13-month CD. Terms run from 7 months to 5 years. Rates checked October 16, 2026.
How Catalyst Bank’s CD rates compare
Compared with banks and credit unions near Lake Charles, LA, where Catalyst Bank has the most branches. $10,000, best rate first.
This bank’s best
Catalyst Bank
3.50%APY
- Term
- 13 months
- Minimum
- $10,000
- Earns on $10,000
- $380
13 Month Special
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Catalyst Bank CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo1.50%
- 31–60 months31–60 mo1.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Catalyst Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
13 Month Special
3.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 months | 3.50% | $380 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
7 Month Special
3.40%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months | 3.40% | $197 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
24-Month CD
1.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 1.50% | $302 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
36-Month CD
1.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 1.50% | $457 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
48-Month CD
1.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 months | 1.50% | $614 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
60-Month CD
1.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 months | 1.50% | $773 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
18-Month CD
1.35%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 1.35% | $203 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
12-Month CD
1.25%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.25% | $125 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
182 Day CD
0.90%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTerm is 182 daysAny balance | 0.90% | $90 | Term is 182 days |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.