Credit union · NCUA insured
CSE Federal Credit Union CD Rates
CSE Federal Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How CSE Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lake Charles, LA, where CSE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CSE Federal Credit Union
3.82%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $382
Share Certificate
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
CSE Federal Credit Union CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.09%
- 31–60 months31–60 mo2.53%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CSE Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Certificate Account
Up to 3.87%APY · 6 terms
For individuals who want the functionality of a Certificate but the tax benefits of an IRA. No taxes on contributions but withdrawals will be taxed as normal income. Contribution and withdrawal limitations apply (no fixed regular contributions allowed, penalty for early withdrawal). Membership and eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.35% | $166 |
| 12 months | 3.87% | $387 |
| 18 months | 3.14% | $475 |
| 24 months | 3.14% | $638 |
| 36 months | 2.58% | $794 |
| 60 months | 2.58% | $1,358 |
Share Certificate
Up to 3.82%APY · 6 terms
Membership and eligibility required. Minimum deposit requirement is $500.00 for members age 25 and under, and $1,000.00 regular minimum. Fixed-rate returns for the entire term. Rest easy knowing funds are NCUA insured.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum opening deposit is $1,000.00 ($500.00 for age 25 and under) | 3.30% | $164 |
| 12 monthsMinimum opening deposit is $1,000.00 ($500.00 for age 25 and under) | 3.82% | $382 |
| 18 monthsMinimum opening deposit is $1,000.00 ($500.00 for age 25 and under) | 3.09% | $467 |
| 24 monthsMinimum opening deposit is $1,000.00 ($500.00 for age 25 and under) | 3.09% | $628 |
| 36 monthsMinimum opening deposit is $1,000.00 ($500.00 for age 25 and under) | 2.53% | $778 |
| 60 monthsMinimum opening deposit is $1,000.00 ($500.00 for age 25 and under) | 2.51% | $1,320 |
Who can join CSE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, regularly conduct business in, worship, attend school in, volunteer in the community, and businesses and other legal entities in Allen, Beauregard, Calcasieu, Cameron, Jefferson Davis, or Vernon Parishes, Louisiana.
Employers and groups
- Membership is open to employees of CSE Business Partners.
Family and household
- Membership is open to immediate family of current CSE members (limited to spouses, children, stepchildren, parents, grandparents, grandchildren, siblings), regardless of where those family members live.
- Membership is open to current CSE members' household residents (persons living in the same residence maintaining a single economic unit).
- Membership is open to spouses of persons who died while within CSE's field of membership.
Other ways
- Membership is open to organizations of eligible persons.
Membership information collected October 5, 2026.