Credit union · NCUA insured
CSE Federal Credit Union
A $455.9M credit union headquartered in Lake Charles, LA, with 35,569 members and 5 branches in Louisiana. Best rates: CDs 3.82% and savings 0.60% APY.
CSE Federal Credit Union Carrot Score
71
Carrot Score
Higher than 29% of U.S. banks and credit unions
#7 of 12 in Lake Charles, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CSE Federal Credit Union
Established in 1943, CSE Federal Credit Union is headquartered in Lake Charles, Louisiana.
Over its history, the credit union merged with CIT-CON Employees Credit Union, South Jennings Catholic Federal Credit Union, and Jeff Davis Teachers FCU.
CSE serves persons who live, work, worship, attend school, or volunteer across Allen, Beauregard, Calcasieu, Cameron, Jefferson Davis, and Vernon Parishes.
- Headquarters
- 4321 Nelson Rd, Lake Charles, LA 70605
- NCUA charter
- 5086
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, regularly conduct business in, worship, attend school in, volunteer in the community, and businesses and other legal entities in Allen, Beauregard, Calcasieu, Cameron, Jefferson Davis, or Vernon Parishes, Louisiana.
Employers and groups
- Membership is open to employees of CSE Business Partners.
Family and household
- Membership is open to immediate family of current CSE members (limited to spouses, children, stepchildren, parents, grandparents, grandchildren, siblings), regardless of where those family members live.
- Membership is open to current CSE members' household residents (persons living in the same residence maintaining a single economic unit).
- Membership is open to spouses of persons who died while within CSE's field of membership.
Other ways
- Membership is open to organizations of eligible persons.
Branches
5 branches in Louisiana
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Louisiana
5 branches
Lake Charles area · 4
- CSE Federal Credit Union Lake CharlesMain office4321 Nelson Rd, Lake Charles, LA 70605Directions
- CSE Federal Credit Union Jennings1715 Elton Rd, Jennings, LA 70546Directions
- CSE Federal Credit Union Moss Bluff1170 Sam Houston Jones Pkwy, Lake Charles, LA 70611Directions
- CSE Federal Credit Union Sulphur2154 Swisco Rd, Sulphur, LA 70665Directions
DeRidder area · 1
- CSE Federal Credit Union DeRidder426 N Pine St, DeRidder, LA 70634Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.26% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.16% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.63% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $71 | $76 | — |
- CapitalNet worth ratio11.26%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.16%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.63%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$71Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CSE Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.