Credit union · NCUA insured
Calcasieu Teachers & Employees Credit Union
Top CarrotA $61.8M credit union headquartered in Lake Charles, LA, with 4,618 members and 3 branches in Louisiana. Best rates: savings 2.53% APY.
Calcasieu Teachers & Employees Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#1 of 12 in Lake Charles, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Calcasieu Teachers & Employees Credit Union
Calcasieu Teachers & Employees Credit Union is a member-owned not-for-profit financial cooperative founded in 1954 by a group of teachers in Calcasieu Parish, Louisiana.
The credit union is headquartered in Lake Charles, Louisiana.
- Headquarters
- 1690 E McNeese St, Lake Charles, LA 70607-4822
- NCUA charter
- 63142
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any individual who lives, works, or worships in Calcasieu Parish.
Family and household
- Membership is open to immediate family members of school employees.
Cost to join
- Membership is free.
Branches
3 branches in Louisiana
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Louisiana
3 branches
- Lake CharlesMain office1690 E McNeese St, Lake Charles, LA 70607Directions
- Moss Bluff482 Sam Houston Jones Pkwy, Moss Bluff, LA 70611Directions
- Sulphur805 S Huntington St, Sulphur, LA 70663Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.29% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.13% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.37% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio16.29%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.13%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Calcasieu Teachers & Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.