Credit union · NCUA insured
Northrop Grumman Federal Credit Union CD Rates
Northrop Grumman Federal Credit Union’s best CD rate is 4.12% APY on a 2-year share certificate (CD). Terms run from 6 months to 7 years. Rates checked October 16, 2026.
How Northrop Grumman Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Northrop Grumman Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northrop Grumman Federal Credit Union
3.97%APY
- Term
- 24 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $810
Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Northrop Grumman Federal Credit Union CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo3.91%
- 16–30 months16–30 mo3.97%
- 31–60 months31–60 mo3.97%
- QualifiedQualified3.97%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northrop Grumman Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Bonus Certificates
Up to 4.12%APY · 8 terms
A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.66% | — |
| 12 months | 4.07% | — |
| 24 months | 4.12% | — |
| 30 months | 3.91% | — |
| 36 months | 4.12% | — |
| 48 months | 4.07% | — |
| 60 months | 4.07% | — |
| 84 months | 3.60% | — |
Sources (1)
- ngfcu.us/rates/savings-rates/certificates · captured Oct 16, 2026
Certificates
Up to 3.97%APY · 8 terms
A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.55% | $176 |
| 12 months | 3.91% | $391 |
| 24 months | 3.97% | $810 |
| 30 months | 3.76% | $967 |
| 36 months | 3.97% | $1,239 |
| 48 months | 3.91% | $1,658 |
| 60 months | 3.91% | $2,114 |
| 84 months | 3.45% | $2,680 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Bonus IRA Certificates
Up to 4.12%APY · 6 terms
A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.07% | — |
| 24 months | 4.12% | — |
| 36 months | 4.12% | — |
| 48 months | 4.07% | — |
| 60 months | 4.07% | — |
| 84 months | 3.60% | — |
IRA Certificates
Up to 3.97%APY · 6 terms
A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.91% | $391 |
| 24 months | 3.97% | $810 |
| 36 months | 3.97% | $1,239 |
| 48 months | 3.91% | $1,658 |
| 60 months | 3.91% | $2,114 |
| 84 months | 3.45% | $2,680 |
Sources (3)
All captured Oct 16, 2026
YOUth Boost Certificate
3.91%APY · 1 term
A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.91% | $391 |
Sources (1)
- ngfcu.us/rates/savings-rates/certificates · captured Oct 16, 2026
Who can join Northrop Grumman Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of Metro, Los Angeles County.
- Membership is available to employees of METROLINK (Southern California Regional Rail Authority).
- Membership is available to employees of NGFCU, Northrop Grumman Corporation, and its subsidiaries.
- Membership is available to retirees or annuitants from NGFCU, Northrop Grumman Corporation and its subsidiaries, Metro (Los Angeles County), or METROLINK (Southern California Regional Rail Authority).
- Membership is available to members of the Southern California Historical Aviation Foundation (SCHAF).
Family and household
- Membership is available to immediate family members of an NGFCU member, including the spouse of a family member who passed away within credit union membership eligibility.
Membership information collected October 5, 2026.