Bank · FDIC insured
Huntington Bank CD Rates
Huntington Bank’s best CD rate is 4.10% APY on a 5-month CD. Terms run from 1 month to 6 years. Rates checked October 16, 2026.
How Huntington Bank’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Huntington Bank has the most branches. $10,000, best rate first.
This bank’s best
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Fixed Rate Certificate of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Huntington Bank CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo0.25%
- 31–60 months31–60 mo0.25%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Huntington Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fixed Rate Certificate of Deposit
Up to 4.10%APY · 12 terms
Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
| Term | APY · $1,000 – $20,000 | APY · $1,000 – $10,000 | APY · $10,000 – $50,000 | APY · $20,000 – $100,000 | APY · $50,000 – $100,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 1 monthStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $2 |
| 3 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $6 |
| 5 monthsPromotional rate. Account balance less than $100,000. Early withdrawal penalty applies | 4.10% | — | — | 4.10% | — | 4.10%4.10% $20k–$100k | $169 |
| 6 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $12 |
| 9 monthsPromotional rate. Account balance less than $100,000. Early withdrawal penalty applies | 2.50% | — | — | 2.50% | — | 2.50%2.50% $20k–$100k | $187 |
| 9 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $19 |
| 12 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $25 |
| 18 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $38 |
| 24 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $50 |
| 36 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $75 |
| 48 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $100 |
| 60 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $126 |
| 72 monthsStandard rate. Early withdrawal penalty applies | — | 0.25% | 0.25% | — | 0.25% | 0.25%0.25% $1k–$10k0.25% $50k–$100k | $151 |
Sources (2)
- huntington.com/Personal/saving…/certificates-of-deposit
- huntington.com/Personal/saving…es-of-deposit/rate-table
All captured Oct 16, 2026
Jumbo Fixed Rate Certificate of Deposit
Up to 4.10%APY
Rate based on ZIP code 43215. Minimum opening deposit is $100,000. Early withdrawal penalty applies. Not valid with any other offer, no rate exceptions. Not available for brokers, agents, public funds, or financial institutions. Bank reserves right to limit deposits greater than $2,000,000 or number of accounts per customer above $2,000,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 – $250,000Promotional rate. Term is 152 days. Early withdrawal penalty applies. | 4.10% | — | Promotional rate. Term is 152 days. Early withdrawal penalty applies. |
| $100,000 – $250,000Promotional rate. Term is 270 days. Early withdrawal penalty applies. | 2.50% | — | Promotional rate. Term is 270 days. Early withdrawal penalty applies. |
| $100,000 – $250,000Standard rate. Term is 7 days. Early withdrawal penalty applies. | 0.25% | — | Standard rate. Term is 7 days. Early withdrawal penalty applies. |
| $250,000 – $2,000,000Promotional rate. Term is 152 days. Early withdrawal penalty applies. | 4.10% | — | Promotional rate. Term is 152 days. Early withdrawal penalty applies. |
| $250,000 – $2,000,000Promotional rate. Term is 270 days. Early withdrawal penalty applies. | 2.50% | — | Promotional rate. Term is 270 days. Early withdrawal penalty applies. |
| $250,000 – $100,000,000Standard rate. Term is 7 days. Early withdrawal penalty applies. | 0.25% | — | Standard rate. Term is 7 days. Early withdrawal penalty applies. |
| $2,000,000 – $100,000,000Promotional rate. Term is 152 days. Early withdrawal penalty applies. Limit deposits greater than $2,000,000. | 4.10% | — | Promotional rate. Term is 152 days. Early withdrawal penalty applies. Limit deposits greater than $2,000,000. |
| $2,000,000 – $100,000,000Promotional rate. Term is 270 days. Early withdrawal penalty applies. Limit deposits greater than $2,000,000. | 2.50% | — | Promotional rate. Term is 270 days. Early withdrawal penalty applies. Limit deposits greater than $2,000,000. |
Sources (1)
- huntington.com/Personal/saving…es-of-deposit/rate-table · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.