Bank · FDIC insured
b1BANK CD Rates
b1BANK’s best CD rate is 4.00% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How b1BANK’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where b1BANK has the most branches. $10,000, best rate first.
This bank’s best
b1BANK
4.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $366
Certificates of Deposit
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
b1BANK CD score
80
CD score
Higher than 51% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo1.76%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where b1BANK ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 12 terms
Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsSubstantial penalty applies for early withdrawal | 1.00% | $25 |
| 6 monthsSubstantial penalty applies for early withdrawal | 2.02% | $100 |
| 7 monthsRequires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal | 3.60% | $208 |
| 9 monthsSubstantial penalty applies for early withdrawal | 2.02% | $151 |
| 11 monthsRequires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal | 4.00% | $366 |
| 12 monthsSubstantial penalty applies for early withdrawal | 2.02% | $202 |
| 18 monthsSubstantial penalty applies for early withdrawal | 2.02% | $305 |
| 23 monthsRequires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal | 3.45% | $672 |
| 24 monthsSubstantial penalty applies for early withdrawal | 2.02% | $408 |
| 36 monthsSubstantial penalty applies for early withdrawal | 1.76% | $537 |
| 48 monthsSubstantial penalty applies for early withdrawal | 1.76% | $723 |
| 60 monthsSubstantial penalty applies for early withdrawal | 1.76% | $912 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.