Bank · FDIC insured
JD Bank CD Rates
JD Bank’s best CD rate is 3.80% APY on an 11-month CD. Rates checked October 16, 2026.
How JD Bank’s CD rates compare
Compared with banks and credit unions near Lake Charles, LA, where JD Bank has the most branches. $10,000, best rate first.
This bank’s best
JD Bank
3.80%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $348
Certificates of Deposit
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
3.80%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 months11 Month CD Special. Compound and credit interest at maturity. Auto-renews into a 12-month term at current 12-Month rate at maturity. Early withdrawal penalty of 180 Days Interest. 10-day penalty-free withdrawal period after maturity | 3.80% | $348 |
Sources (2)
All captured Oct 16, 2026
Opening an account
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