Credit union · NCUA insured
Southwest Louisiana CU
A $184.3M credit union headquartered in Lake Charles, LA, with 19,296 members and 5 branches in Louisiana. Best rates: CDs 3.85% and savings 1.00% APY.
Southwest Louisiana CU Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#4 of 12 in Lake Charles, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Southwest Louisiana CU
Southwest Louisiana Credit Union is a designated Community Development Financial Institution focusing on financial education and community partnerships.
- Headquarters
- 2255 E McNeese St, Lake Charles, LA 70607
- NCUA charter
- 62756
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, or worship in Calcasieu, Cameron, Beauregard, or Evangeline Parish.
Employers and groups
- Eligibility is open to employees (or family members of employees) of one of the credit union's Select Employee Groups (SEGs).
Military, government and schools
- Eligibility is open to students at McNeese State University.
Family and household
- Eligibility is open to family members of an existing member, including spouse, child, sibling, parent, grandparent, grandchild, step-parent, step-child, step-sibling, and adoptive relationships.
Other ways
- Eligibility is open to individuals who make a one-time donation to the McNeese Foundation supporting the McNeese Athletic Foundation (MAF).
Cost to join
- Opening a share savings account requires a $25 deposit to start.
Branches
5 branches in Louisiana
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Louisiana
5 branches
Lake Charles area · 4
- McNeese Corporate OfficeMain office2255 E McNeese St, Lake Charles, LA 70607Directions
- SWLACU Ryan Street Branch4056 Ryan St, Lake Charles, LA 70605Directions
- West 18th Street317 W 18th St, Lake Charles, LA 70601Directions
- SWLACU Sulphur Office101 N Cities Service Hwy, Sulphur, LA 70663Directions
DeRidder area · 1
- SWLACU South Beau Branch12781 Highway 171, Longville, LA 70652Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.84% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.45% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.62% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $98 | $76 | — |
- CapitalNet worth ratio15.84%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.45%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.62%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$98Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Southwest Louisiana CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.