Credit union · NCUA insured
Access Of Louisiana Federal Credit Union
A $44.7M credit union headquartered in Lake Charles, LA, with 3,631 members and 2 branches in Louisiana. Best rates: CDs 3.65% and savings 0.15% APY.
Access Of Louisiana Federal Credit Union Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#9 of 12 in Lake Charles, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Access Of Louisiana Federal Credit Union
Founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union, Access of Louisiana Federal Credit Union is a not-for-profit financial cooperative.
It adopted its current name in 2009 following earlier mergers with West Calcasieu Cameron Hospital Credit Union in 1993, Local 106 Credit Union in 2004, and L C Municipal Federal Credit Union in 2017.
- Headquarters
- 519 Kirby St, Lake Charles, LA 70601
- NCUA charter
- 10353
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Calcasieu Parish are eligible for membership.
Employers and groups
- Individuals employed by one of the credit union's select employee groups are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relation) of an active member are eligible for membership.
- Immediate family and household members of eligible individuals are eligible for membership.
Other ways
- Organizations and other legal entities in Calcasieu Parish can open accounts.
Branches
2 branches in Louisiana
Loading map…
Louisiana
2 branches
- KirbyMain office519 Kirby St, Lake Charles, LA 70601Directions
- Sulphur4400 Maplewood Dr, Sulphur, LA 70663Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.79% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.88% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.16% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $64 | $59 | — |
- CapitalNet worth ratio9.79%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.88%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.16%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$64Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Access Of Louisiana Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.