Best CD rates and certificates

Requirements

Product: Interest rates set weekly. Automatic renewal convenience. CD rates are fixed upon opening the account. Early withdrawal penalties apply.

Offer: Early withdrawal penalties apply.

Requirements

Product: Consumer Online Banking Only. Early withdrawal penalty may apply. Interest is compounded monthly and assumes interest remains on deposit. Offer available for a limited time.

Offer: Consumer Online Banking Only. Early withdrawal penalty may apply.

Requirements

Product: Minimum opening balance $500. Dividends may be compounded and credited monthly. Early withdrawal penalties may apply. Bump-up option available on 30-month term certificates. Rates subject to change at any time.

Requirements

Product: Membership required ($5 minimum share). Minimum opening deposit of $500 must be maintained throughout the term. Fixed rate for the term of the certificate. Dividends paid monthly or quarterly. Early withdrawal penalties apply.

Offer: Limited-time offer. Special promotional rate applies to new money only (funds transferred from another financial institution / new to Essential).

Requirements

Product: Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).

Offer: Requires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal.

Requirements

Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.

Requirements

Product: Minimum deposit of $1,500 required to open an account. Funds cannot be added after opening until maturity. Early withdrawals are subject to penalty. At maturity, funds may be automatically renewed or paid to a designated account.

Requirements

Product: No monthly service charge. Automatic renewals. Fixed interest rate for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Requirements

Product: Minimum deposit amount of $500.00. Dividends compounded monthly and paid monthly. Flexible terms from 6 months to 5 years. Upon maturity, certificate will renew at the rate offered at that time. Penalties may reduce earnings on early withdrawals.

Offer: Dividends paid monthly. Penalty may be imposed for early withdrawal.

Requirements

Product: Minimum deposit amount of $500.00. Early withdrawals are subject to penalty. Subject to membership eligibility.

Requirements

Product: Early withdrawal penalties apply and fees may reduce earnings. Terms of 6 to 60 months available.

Offer: Minimum balance $1,000. Fees may reduce earnings.

Requirements

Offer: 11 Month CD Special. Compound and credit interest at maturity. Auto-renews into a 12-month term at current 12-Month rate at maturity. Early withdrawal penalty of 180 Days Interest. 10-day penalty-free withdrawal period after maturity.

Requirements

Product: Dividends are compounded quarterly. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.

Offer: Early withdrawal penalty: For 6 mo and 1 year Certificate is 30 days of dividends earned or all dividends earned, whichever is least.

Requirements

Product: CDs opened online have a maximum deposit limit of $500,000. Interest on CDs 12 months or less paid at maturity; longer than 12 months paid annually. Penalty for early withdrawal will apply. Automatic renewal.

Offer: $1,000 minimum deposit required to open and earn stated APY. Max online deposit $500,000. Interest paid at maturity.