Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 21 in Baton Rouge, LA metro · median 5.64% APR
- 3.15%APRas low asunusually low · being checked
Terms
Special promotion: No payments for 90 days (interest accrues during the 90-day period). Up to 6 years (72 months). For new, used, or refinanced vehicles.
Auto loan score 94 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are for a limited time only, and certain restrictions apply.
Auto loan score 94 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as
Terms
APR varies by term. Rates as low as 3.99% for 60 months; terms up to 7 years (84 months).
Auto loan score 94 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Paper Grade A (Credit Score 720+). LTV max 125% of MSRP.
Auto loan score 87 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Limited time auto loan special: get up to 2% off qualifying loan rate with a floor rate of 4.99% APR. Available for new or used vehicles. Up to 90 days to defer first payment on recaptured autos.
Auto loan score 83 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
- 5.09%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
2027 - 2023 New or Used. Max. Term 60 Months. Min. Loan Amount $2,500. Max. Financing 125%. Rate includes 0.50% Member Loyalty Discount.
Auto loan score 69 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Rate based on creditworthiness, collateral, and term of loan. Rate as low as 5.25%. Term up to 7 years. Purchase or refinance a new or used vehicle.
Auto loan score 77 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
1 - 60 Months term. Maximum loan amount $80,000.
Auto loan score 71 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as · up to 16.74%
5.49% APR, up to 16.74%
Terms
Rates starting at 5.49% APR; standard APR ranges from 5.49% to 16.74% based on credit worthiness, age of vehicle, and terms of the loan. Financing up to retail value available. Optional 90-day no payment promotion defers first payment for 90 days from loan origination date (interest accrues during deferral period).
Auto loan score 73 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Up to 60 mo. Est. monthly payment $19.21 per $1,000. Current and previous year's models. Actual rates and terms vary based on credit history, loan amount, and collateral.
Auto loan score 67 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as
Terms
Rate is 'as low as' based on creditworthiness. Rate applies to new or used vehicles.
Auto loan score 69 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.77%APRas low as
Terms
As low as rate for a new Capital One auto loan in October for individuals with excellent credit characteristics.
Auto loan score 65 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.79%APRas low as
Terms
Available on amounts $15,000 & above. Certain conditions apply.
Auto loan score 65 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 5.94%APRas low as · up to 17.20%
5.94% APR, up to 17.20%
Terms
New & Used (2019 & current year). Minimum loan of $5,000 for qualified applicants.
Auto loan score 67 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Baton Rouge, LA metro
21 banks and credit unions · checked Oct 16–22
- Typical
- 5.64%
- Top 10% up to
- 3.99%
- Banks, typical
- 6.00%
- Credit unions, typical
- 5.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Baton Rouge, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches
- BRECO FCUCredit union · 3 branches
- Geismar Complex Federal Credit UnionCredit union · 1 branch