Credit union · NCUA insured
Neighbors Federal Credit Union CD Rates
Neighbors Federal Credit Union’s best CD rate is 4.00% APY on a 4-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Neighbors Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Neighbors Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Neighbors Federal Credit Union
4.00%APY
- Term
- 48 months
- Minimum
- $1,500
- Earns on $10,000
- $1,699
Share Certificates
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Neighbors Federal Credit Union CD score
87
CD score
Higher than 75% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.64%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Neighbors Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 10 terms
Minimum deposit of $1,500 required to open an account. Funds cannot be added after opening until maturity. Early withdrawals are subject to penalty. At maturity, funds may be automatically renewed or paid to a designated account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.72% | $92 |
| 6 months | 3.82% | $189 |
| 9 months | 3.82% | $285 |
| 12 months | 3.82% | $382 |
| 18 months | 3.64% | $551 |
| 24 months | 3.61% | $735 |
| 30 months | 3.61% | $927 |
| 36 months | 3.57% | $1,110 |
| 48 months | 4.00% | $1,699 |
| 60 months | 3.64% | $1,957 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 10 terms
Can be included in both Traditional and Roth IRAs. Dividends are compounded and posted monthly. Early withdrawals are subject to penalty. No monthly or annual fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.72% | $92 |
| 6 months | 3.82% | $189 |
| 9 months | 3.82% | $285 |
| 12 months | 3.82% | $382 |
| 18 months | 3.64% | $551 |
| 24 months | 3.61% | $735 |
| 30 months | 3.61% | $927 |
| 36 months | 3.57% | $1,110 |
| 48 months | 4.00% | $1,699 |
| 60 months | 3.64% | $1,957 |
Who can join Neighbors Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.