Credit union · NCUA insured
Southern Teachers & Parents FCU CD Rates
Southern Teachers & Parents FCU’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Southern Teachers & Parents FCU’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Southern Teachers & Parents FCU has the most branches. $10,000, best rate first.
This credit union’s best
Southern Teachers & Parents FCU
3.75%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $186
Share Term Certificates
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Southern Teachers & Parents FCU CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southern Teachers & Parents FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Term Certificates
Up to 3.75%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.60% | $360 |
| 24 months | 3.50% | $712 |
Sources (1)
- stpfcu.com/products/rates · captured Sep 18, 2026
Who can join Southern Teachers & Parents FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, or attend school in the underserved designations of East Baton Rouge Parish.
Employers and groups
- Eligible if you are a church member in Baton Rouge, Terrebonne, or Lafourche Parishes (call for details).
Military, government and schools
- Eligible if you are an alumnus, employee, parent, or student of Southern University.
- Eligible if you are an employee of Assumption, East Baton Rouge, Lafourche, or West Feliciana Parishes.
- Eligible if you are an employee of the City of Thibodaux or Lafourche Parish Juvenile Justice Facility.
Membership information collected October 5, 2026.