Credit union · NCUA insured
BRECO FCU
Top CarrotA $52.5M credit union headquartered in Baton Rouge, LA, with 5,485 members and 3 branches in Louisiana. Best rates: CDs 3.90% and savings 0.20% APY.
BRECO FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#2 of 32 in Baton Rouge, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About BRECO FCU
BRECO Federal Credit Union was first chartered in 1934 by utility employees from the Baton Rouge Electric Company.
The Baton Rouge Electric Company merged with Gulf States Utilities in 1938 and subsequently with Entergy in 1994.
As a not-for-profit member-owned financial cooperative, BRECO serves over 5,000 members across major select employee groups.
- Headquarters
- 5711 S Sherwood Forest Blvd, Baton Rouge, LA 70816
- NCUA charter
- 24526
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in the underserved designations of specified Louisiana parishes are eligible for membership.
Employers and groups
- Employees, members, or retirees of qualifying partner companies and associations are eligible to join.
Family and household
- Immediate family members of an existing BRECO FCU member are eligible for membership.
Cost to join
- Membership requires opening a Share Account with a deposit of $5.00 or more.
Branches
3 branches in Louisiana
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Louisiana
3 branches
- Sherwood Forest Branch5711 S Sherwood Forest Blvd, Baton Rouge, LA 70816Directions
- River Bend Satellite Office5485 US Highway 61, St. Francisville, LA 70775Directions
- Walker Branch10161 Florida Blvd, Ste 400, Walker, LA 70785Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.45% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.08% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $78 | $59 | — |
- CapitalNet worth ratio10.45%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.08%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$78Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of BRECO FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.