Bank · FDIC insured
First American Bank and Trust
A $1.4B bank headquartered in Vacherie, LA, with 25 branches in Louisiana. Best rates: CDs 4.02% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs794.02%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First American Bank and Trust
On December 3, 1910, eight citizens chartered First American Bank and Trust, originally known as Bank of Vacherie until its name was changed in 1978.
The bank operates 25 offices across St. James, Lafourche, St. Charles, Jefferson, St. John, Assumption, Ascension, Tangipahoa, East Baton Rouge, St. Tammany, and Terrebonne Parishes in Southeast Louisiana.
- Headquarters
- 2785 Highway 20, Vacherie, LA 70090
- FDIC certificate
- 8149 ↗
Branches
25 branches in Louisiana
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Louisiana
25 branches
New Orleans area · 14
- First American Bank and TrustMain office2785 Highway 20, Vacherie, LA 70090Directions
- Boutte Branch13355 Highway 90, Boutte, LA 70039Directions
- Des Allemands Branch17228 Highway 90, Des Allemands, LA 70030Directions
- Gramercy Branch190 N Airline Ave, Gramercy, LA 70052Directions
- Harvey Branch1701 Manhattan Blvd, Harvey, LA 70058Directions
- Williams Branch3145 Williams Blvd, Kenner, LA 70065Directions
- Laplace Branch124 Belle Terre Blvd, Laplace, LA 70068Directions
- Luling Branch13919 River Rd, Luling, LA 70070Directions
- Lutcher Branch2161 Highway 3125, Lutcher, LA 70071Directions
- Veterans Branch1800 Veterans Memorial Blvd, Metairie, LA 70005Directions
- Veterans/Division Branch3620 Veterans Memorial Blvd, Metairie, LA 70002Directions
- Norco Branch941 1st St, Norco, LA 70079Directions
- James Park Branch11 James Blvd, St. Rose, LA 70087Directions
- South Vacherie Branch19942 Highway 643, Vacherie, LA 70090Directions
Baton Rouge area · 6
- Jones Creek Branch5412 Jones Creek Rd, Baton Rouge, LA 70817Directions
- Donaldsonville Branch200 Marchand Dr, Donaldsonville, LA 70346Directions
- Dutchtown13039 Highway 73, Geismar, LA 70734Directions
- Gonzales Branch404 N Burnside Ave, Gonzales, LA 70737Directions
- Napoleonville Branch4741 Louisiana Highway 1, Napoleonville, LA 70390Directions
- Pierre Part Branch3420 Highway 70 S, Pierre Part, LA 70339Directions
Houma area · 3
- Houma Office1249 Saint Charles St, Houma, LA 70360Directions
- Audubon Avenue Branch1116 Audubon Ave, Thibodaux, LA 70301Directions
- Thibodaux Branch406 N Canal Blvd, Thibodaux, LA 70301Directions
Hammond area · 1
- Hammond Branch1800 Sw Railroad Ave, Hammond, LA 70403Directions
Slidell area · 1
- Mandeville Branch4360 Highway 22, Mandeville, LA 70471Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.81% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.28% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.11% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $71 | $88 | — |
- CapitalLeverage ratio13.81%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.28%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.11%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$71Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First American Bank and Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.