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Bank · FDIC insured

First American Bank and Trust CD Rates

First American Bank and Trust’s best CD rate is 4.02% APY on an 18-month CD. Terms run from 3 months to 18 months. Rates checked October 16, 2026.

How First American Bank and Trust’s CD rates compare

Compared with banks and credit unions near New Orleans, LA, where First American Bank and Trust has the most branches. $10,000, best rate first.

  • This bank’s best

    First American Bank and Trust

    4.02%APY

    Term
    18 months
    Minimum
    $1,000
    Earns on $10,000
    $609

    Certificates of Deposit

  • Top rate

    IRFCU

    4.58%APY

    Term
    6 months
    Minimum
    $1,000
    Earns on $10,000
    $226

    IRFCU rates

  • Top Carrot, Carrot Score 96

    2nd-highest rate

    New Orleans Firemen's Federal Credit Union

    4.50%APY

    Term
    24 months
    Minimum
    $2,000
    Earns on $10,000
    $920

    New Orleans Firemen's Federal Credit Union rates

Compare CD rates near you →

First American Bank and Trust CD score

79

CD score

Higher than 50% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.44%
  • 9–15 months9–15 mo3.65%
  • 16–30 months16–30 mo4.02%
  • QualifiedQualified4.02%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First American Bank and Trust ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← First American Bank and Trust overview