Credit union · NCUA insured
OnPath Federal Credit Union CD Rates
OnPath Federal Credit Union’s best CD rate is 4.20% APY on a 22-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How OnPath Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New Orleans, LA, where OnPath Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
OnPath Federal Credit Union
4.20%APY
- Term
- 22 months
- Minimum
- $1,000
- Earns on $10,000
- $783
Promotional Share Certificate
Top rate
IRFCU
4.58%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $226
2nd-highest rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
OnPath Federal Credit Union CD score
84
CD score
Higher than 68% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo2.75%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where OnPath Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Promotional Share Certificate
4.20%APY · 1 term
Membership eligibility applies. Early withdrawal penalties apply and may reduce earnings. Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 22 monthsAnnual Percentage Yield (APY) is based on an investment as of 10/01/26. Early withdrawal penalties apply and may reduce earnings. Limited time offer. At maturity, renews to Standard Share Certificate at the closest term not exceeding existing term at current rate unless specified | 4.20% | $783 |
Sources (2)
All captured Oct 5, 2026
Share Certificates
Up to 3.85%APY · 8 terms
Early withdrawal penalties apply and fees may reduce earnings. Terms of 6 to 60 months available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance $1,000. Fees may reduce earnings | 3.25% | $161 |
| 11 monthsMinimum balance $1,000. Fees may reduce earnings | 3.85% | $352 |
| 12 monthsMinimum balance $1,000. Fees may reduce earnings | 3.50% | $350 |
| 18 monthsMinimum balance $1,000. Fees may reduce earnings | 3.55% | $537 |
| 24 monthsMinimum balance $1,000. Fees may reduce earnings | 3.49% | $710 |
| 36 monthsMinimum balance $1,000. Fees may reduce earnings | 2.75% | $848 |
| 48 monthsMinimum balance $1,000. Fees may reduce earnings | 2.75% | $1,146 |
| 60 monthsMinimum balance $1,000. Fees may reduce earnings | 2.75% | $1,453 |
Sources (3)
- beonpath.org/es/spend-save/personal/savings-accounts
- beonpath.org/rates
- beonpath.org/spend-save/personal/savings-accounts
All captured Oct 5, 2026
Who can join OnPath Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.