Credit union · NCUA insured
Southern Teachers & Parents FCU
A $29.6M credit union headquartered in Baton Rouge, LA, with 3,819 members and 2 branches in Louisiana. Best rates: CDs 3.75% and savings 0.25% APY.
Southern Teachers & Parents FCU Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#21 of 32 in Baton Rouge, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Southern Teachers & Parents FCU
- Headquarters
- 728 Harding Blvd, Baton Rouge, LA 70807
- NCUA charter
- 2068
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, or attend school in the underserved designations of East Baton Rouge Parish.
Employers and groups
- Eligible if you are a church member in Baton Rouge, Terrebonne, or Lafourche Parishes (call for details).
Military, government and schools
- Eligible if you are an alumnus, employee, parent, or student of Southern University.
- Eligible if you are an employee of Assumption, East Baton Rouge, Lafourche, or West Feliciana Parishes.
- Eligible if you are an employee of the City of Thibodaux or Lafourche Parish Juvenile Justice Facility.
Branches
2 branches in Louisiana
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Louisiana
2 branches
Baton Rouge area · 1
- Southern Teachers & Parents FCUMain office728 Harding Blvd, Baton Rouge, LA 70807Directions
Houma area · 1
- Southern Teachers & Parents FCU Lafeda Branch1271 Saint Charles St, Thibodaux, LA 70301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.76% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.21% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio8.76%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.21%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Southern Teachers & Parents FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.