Credit union · NCUA insured
Ascension Credit Union
Top CarrotA $109M credit union headquartered in Gonzales, LA, with 10,844 members and 2 branches in Louisiana. Best rates: CDs 3.86% and savings 3.60% APY.
Ascension Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#5 of 32 in Baton Rouge, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ascension Credit Union
Ascension Credit Union is a member-owned financial cooperative serving Ascension, Assumption, Iberville, Livingston, and St. James Parishes for more than 50 years.
Headquartered with branches in Gonzales, Prairieville, and Donaldsonville, Louisiana, it is a certified Community Development Financial Institution (CDFI).
- Headquarters
- 2430 S Burnside Ave, Gonzales, LA 70737-4645
- NCUA charter
- 62018
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Ascension, Assumption, Iberville, Livingston, or St. James Parish.
Family and household
- Membership is open to immediate family members of current members.
Cost to join
- Membership requires opening a Share Account with a small deposit.
Branches
2 branches in Louisiana
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Louisiana
2 branches
- Main OfficeMain office2430 S Burnside Ave, Gonzales, LA 70737Directions
- Ascension CU16159 Highway 73, Prairieville, LA 70769Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.23% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.35% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.37% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio11.23%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.35%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ascension Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.