Credit union · NCUA insured
DOCCU CD Rates
Top CarrotDOCCU’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How DOCCU’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where DOCCU has the most branches. $10,000, best rate first.
This credit union’s best
DOCCU
3.75%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $375
Share Certificate
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
DOCCU CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DOCCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.75%APY · 6 terms
Dividends are compounded quarterly. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty: For 6 mo and 1 year Certificate is 30 days of dividends earned or all dividends earned, whichever is least | 3.65% | $181 |
| 12 monthsEarly withdrawal penalty: For 6 mo and 1 year Certificate is 30 days of dividends earned or all dividends earned, whichever is least | 3.75% | $375 |
| 24 monthsEarly withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least | 3.65% | $743 |
| 36 monthsEarly withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least | 3.50% | $1,087 |
| 48 monthsEarly withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least | 3.55% | $1,497 |
| 60 monthsEarly withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least | 3.65% | $1,963 |
Special-purpose accounts
IRA Certificate
Up to 3.75%APY · 6 terms
Traditional or Roth. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty: For 6 mo and 1 year Certificate is 30 days of dividends earned or all dividends earned, whichever is least | 3.65% | $181 |
| 12 monthsEarly withdrawal penalty: For 6 mo and 1 year Certificate is 30 days of dividends earned or all dividends earned, whichever is least | 3.75% | $375 |
| 24 monthsEarly withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least | 3.65% | $743 |
| 36 monthsEarly withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least | 3.50% | $1,087 |
| 48 monthsEarly withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least | 3.55% | $1,497 |
| 60 monthsEarly withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least | 3.65% | $1,963 |
Who can join DOCCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of DOC or one of its subsidiaries are eligible for membership.
Family and household
- Immediate family members of DOCCU members or employees/retirees of DOC or its subsidiaries are eligible to join.
Membership information collected October 5, 2026.