Credit union · NCUA insured
Ascension Credit Union CD Rates
Top CarrotAscension Credit Union’s best CD rate is 3.86% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Ascension Credit Union’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Ascension Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ascension Credit Union
3.86%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $386
Certificates
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Ascension Credit Union CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.86%
- 16–30 months16–30 mo3.67%
- 31–60 months31–60 mo3.67%
- QualifiedQualified3.86%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ascension Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.86%APY · 6 terms
Minimum deposit amount of $500.00. Early withdrawals are subject to penalty. Subject to membership eligibility.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 9 months | 3.60% | $269 |
| 12 months | 3.86% | $386 |
| 24 months | 3.67% | $747 |
| 36 months | 3.67% | $1,142 |
| 48 months | 3.67% | $1,551 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 3.75%APY · 2 terms
Retirement savings option combining IRA tax advantages with fixed certificate rates. Covers Roth and Conventional IRAs. Subject to membership eligibility.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to Roth and Conventional IRA certificates | 3.75% | $375 |
| 24 monthsApplies to Roth and Conventional IRA certificates | 2.80% | $568 |
Sources (3)
All captured Sep 18, 2026
Who can join Ascension Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Ascension, Assumption, Iberville, Livingston, or St. James Parish.
Family and household
- Membership is open to immediate family members of current members.
Cost to join
- Membership requires opening a Share Account with a small deposit.
Membership information collected October 5, 2026.